Scamdex sorts it's huge archive of Email Scams
and Scam Tip-Off Reports
into several classifications:
Advance Fee Fraud
: A nominal payment is required to release some much larger amount which is held by a third party. Any transaction that promises a huge return for a relatively small fee is probably an Advance Fee Fraud, also known as 'Nigerian' or '419 Fraud'.
There is no 'millions', Mrs Abacha doesnt have the money either.
Payment is required to get your huge unsolicited lottery
winnings transferred into your country/bank account. If you are told you have won some random email lottery, or a
lottery that you don't remember entering, you are probably being set up for a Lottery Scam. Microsoft, BMW, HP,
Google etc. DO NOT DO LOTTERIES!
There are no 'winnings' , except for the scammer!. Check your Lottery at Scamalot.com
Check out the Fresh Scams
page for the most up-to-date Scam Emails!
Official-looking emails from banks, retailers and other online services, including Facebook, eBay, MySpace, PayPal,
Chase Bank etc) which ask you to 'confirm' some details or which are warning you that your account needs some kind of
immediate action. Once they have your login details, they can raid your bank, use online accounts as spam engines or
hijack your good name for selling/buying.
Often asks for credit card details. These are then used or sold on.
- Classified/Auction Scams
Simple scams using eBay or Craigslist to take either your money, your property or both. May use hijacked accounts with
good customer feedback obtained by Phishing to give false confidence..
Watch out for 'Second Chance Offers' on auctions you did not win!
- Employment Scams
Employment is usually offered processing international payments, promising to let you keep 10% as comission. You pay the
(fake) checks into your bank and send them your good money. By the time the bank bounces the check, your money s gone -
almost always demands Western Union payments!.
The check turns out to be a fake or you get prosecuted for Money Laundering!.
- Financial/Investment Scams
Including High Yield Investment Plans (HYIPs), Ponzi Schemes, Fake 'Affiliate' schemes and Molti-Level Marketing (MLM) scams.
Basically offering huge unrealistic returns on investments which turn out to be fraudulent, illegal or non-existent.
Solicitations almost always by Spam emails, often uses 'meta-cash' like e-Gold etc.
The best advice is DYOR (Do Your Own Research).
There is crossover between these basic types, for example, most use counterfeit checks/cheques at some stage and one scam may morph
into another or even present several types at one time. All have one thing in common though; to get you to part with your money
or your property. Scamdex aims to inform, alert and educate the Internet-using public to help make sure that Crime does not Pay!