Scam Reporting, Email Scams, Internet Fraud, ID Theft and Phishing Resource -

Payment Transaction Processing
Despite the fact that any organization or individual wanting to receive payments from the US would have no problems in processing checks themselves, this scam works on the fiction of 'difficulties' to mask a money laundering or fake check operation. Due to slow processing of checks by banks, especially foreign ones, it can be up to three weeks after paying in a check/cheque that it is discovered to be counterfeit. This scam almost always uses Western Union (The Scammers Friend) to receive the payment from the victim - this is as good as cash and is instant so by the time your bank informs you that the check has bounced, your account is overdrawn and you owe them several thousand dollars, the scammer is long gone.

In most cases, this scam is targetted at job seekers (,,, are favorite sites). For this reason, if you have posted your resume/cv on any website, you will almost certainly attract several of this type of job offer. BEWARE!
Hello j****r a*****n. My name is Pradeep Baliarsingh and I work for a company called GermanSun Ltd. I found your resume on because we are searching for reliable professionals across the United States who are interested in a potentially lucrative partnership with an international firm.

GermanSun Ltd. is a leading software company in Germany and we are currently expanding our operations in the United States. But because of various banking and legal restrictions, we are unable to open commercial bank accounts in every state. As such, GermanSun Ltd. is recruiting partners to conduct simple banking transactions on our behalf.

The process is simple. If you were interested in becoming a US partner of GermanSun Ltd., you would sign an agreement that would make you an official financial representative of our company, able to accept invoice payments on our behalf. Instead of asking our American clients to conduct complicated international payment transactions (which are especially complex for German companies), we have them work with our partners to submit payments. You would then forward the payments to us, a simple transaction for an individual.

GermanSun Ltd. pays its partners a 10% commission on every transaction. In addition, we will take care of any incremental tax liability you incur. Depending on which state you are in, and of course on how good business is, your monthly commissions could be as high as $4,000 per month.

If you are interested in working with us, or if you want more information, you can contact me directly at my personal email address: I'll need your full name and mailing address so I can send you the contract and other paperwork necessary to get started.

I look forward to hearing from you soon.

Pradeep Baliarsingh

Another Example: Ricoh

"RCL LTD" Date: Mon, 03 Oct 2005 14:19:35 -0800

Dear Friend,

I represent Ricoh Company Limited Product & Manufacturing (RCL) based in UNITED KINGDOM. We deal on Colour Multifunctionals,B & W Multifunctionals,Colour Printers,B & W Printers,wide Format Copiers,Facsimiles,Digital Duplicators,Scanners Product Related Solution s....Digital Cameras,DVD+R/RW,35mm Carmeras,Multimedia Devices, as well as raw materials, etc as a branch of our numerous services.F or more on our products,consult our web site

We are seeking for a representative in the America and Europe.One who will act as a medium for our clients in those areas to be reac hing us with their payments and so on.

As our representative and payment officer,you are entitled to 10% of whatever payments made to you after which we shall direct you a s to how to remit the balance to us via an account which we shall make available to you later.It's upon this we seek your honest coo peration and assistance to establish a cordial relationship with our clients.If you are interested, Please, to facilitate the conclu sion of this transaction if accepted, do send me promptly by E-mail :

the following,

Your full names & Age,

Contact Address,

Occupation & Position held,

Fax/Tel. No.

Thanks in anticipation.

Mr. Benard Dwight

Managing Director,

Ricoh Company Limited (RCL)

Ricoh (UK)
Head Office
Atlantic House
Holboru Viaduct, London