Greetings to you,

Before I introduce myself, I wish to inform you that this letter is not a hoax mail and I urge you 
to treat it serious. This letter must come to you as a big surprise, but I believe it is only a day 
that people meet and become great friends and business partners. My name is Mr. James Kwame, the 
present branch Manager of a bank here in Ghana. I write you this proposal in good faith, believing 
that I can trust you with the information I am about to reveal to you. Like I said, I have a 
transaction that will benefit both of us, as your assistance is required as a foreigner. I use to 
head the Accounts department in my bank head office, but last December I was asked to take position 
of a Manager of our branch in Kumasi who passed on, so that was how I became the present Manager 
and discovered a fortune. As I resumed duty, I discovered an account with total sum of $12,500,000 
million that has not been operated on for the past 4 years. From my investigation, I found out that 
this account belongs to one Late Mr. Emad Chaudhary, an Iraqi citizen who unfortunately lost his 
life and that of his family during the War in Iraq.

The account is an escrow fixed deposit account, and no other person in my bank knows about the 
death of Mr. Emad Chaudhary. The account has no other beneficiary and I have kept a close 
monitoring of the account since then and nobody from Iraq has come forward to ask about the money 
as next of kin to the late Mr. Emad Chaudhary, meaning that no one is aware of the account. I 
cannot directly take out this money without the help of a foreigner and that is why I am contacting 
you for an assistance to claim the funds and share it with me. As the Manager of my bank branch, I 
have the power to influence the release of the funds to any foreigner that comes up as the next of 
kin to the account, with the correct information concerning the account, which I shall give you.

I am seeking your co-operation to present you as the next of kin to the account, so that my bank 
head quarters will release the funds to you.  There is practically no risk involved, the 
transaction will be executed under a legitimate arrangement that will protect you from any breach 
of law.  If you accept to work with me, I want you to state how you wish us to share the funds in 
percentage, so that both parties will be satisfied. Contact me as soon as you receive this message 
if you feel we can work together, so we can go over the details. Thanking you in advance and may 
God bless you. Please, treat with utmost confidentiality. I wait your urgent response.

Regards,

James Kwame.