Hello,
Am Chief.Adams Kenneth, I hold a B.Sc degree in Accounting and an MBA both from the University of 
Lagos.I am also a Fellow of the Institute of Chartered Accountants of Nigeria. 
I started my banking career as a supervisor with First Bank of Nigeria in 1981 from where i moved 
to Texaco Nigeria limited (an oil marketing company) as an accountant. I rose to the position of 
Chief Internal Auditor in Texaco before joining Fidelity, In Fidelity I have worked in various 
departments ranging from operations to marketing and internal audit. I attended many courses within 
and outside Nigeria including the UK, US and Malta.

I will like to oblige to you that I need your assistance to help me stand as the next of kin and 
beneficiary to the sum of $15.5millions united state dollars lying down unclaimed in our bank, what 
really happened was that during the course of our auditing last week, I discovered a floating fund 
in an account opened in the bank in the year 2000 and since 2001 nobody has operated on this 
account again,after going through some old files in the records I discovered that the owner of the 
account died without a [Heir/WILL] hence the money is floating and if I do not remmit this money 
out urgently it will be forfeited for nothing.
 
The owner of this account Mr.Rick Iwaski an American and great industrialist , who was a foreign 
contractor with the Federal Government of Nigeria, who unfortunately lost his life including his 
wife and only daughter in an auto accident leaving nobody to claim the money.Ever since his death 
the money has been lying unclaimed.And the banking law stipulates that any account that has nobody 
operating on it for six years will be transfered to federal government suspent account with central 
bank of Nigeria. Please i need your assistance to achieve this great chance because i do not wish 
this money transfered to Central bank of Nigeria because it will be shared among the top directors. 
 
The account has no other beneficiary and my investigation proved to me as well that the account is 
a secret account. The total amount involve is $15.5 million United States Dollars only.But I don't 
know any foreigner, I am only contacting you as a foreigner because this money can not be approved 
to a local person here,but to a foreigner who has information about the account which I shall give 
to you upon your positive response.This transaction is 100% risk free and legal with prove 
documents to back up your claim,I guarantee that this transaction will be executed under a 
legitimate arrangement that will protect you from any breach of the law.At the end of this 
transaction you stand to get 40% as your share.
 
For this transaction to be effected i will have to create a file for you in the bank central 
computer as the next of kin and sole beneficiary to this fund, so that by the time you contact the 
director all your informations will be found in the bank central computer as the next of kin and 
approved beneficiary to this fund, To enable me make the processings i will need the following 
details from you:
 
FULL NAMES:...................................................
DATE OF BIRTH:................................................
OCCUPATION:...................................................
CELL NUMBER:...................................................
EMAIL ADDRESS:................................................
POSTAL ADDRESS:..............................................
fax number...................................................
marital status...............................................
 
With all these details i will successfully input your name into the open file of the late depositor 
as the next of kin and approved beneficiary, If you are Interested in handling this transaction 
with me, Please act in accordance by sending me the required details to: adamsken111@yahoo.com, for 
me to commence with the processings, I await your urgent reply.
 
Best regards,
Chief Adams Kenneth.

TEXT ONLY EQUIVALENT
Hello, Am Chief.Adams Kenneth, I hold a B.Sc degree in Accounting and an MBA both from the University of Lagos.I am also a Fellow of the Institute of Chartered Accountants of Nigeria. I started my banking career as a supervisor with First Bank of Nigeria in 1981 from where i moved to Texaco Nigeria limited (an oil marketing company) as an accountant. I rose to the position of Chief Internal Auditor in Texaco before joining Fidelity, In Fidelity I have worked in various departments ranging from operations to marketing and internal audit. I attended many courses within and outside Nigeria including the UK, US and Malta. I will like to oblige to you that I need your assistance to help me stand as the next of kin and beneficiary to the sum of $15.5millions united state dollars lying down unclaimed in our bank, what really happened was that during the course of our auditing last week, I discovered a floating fund in an account opened in the bank in the year 2000 and since 2001 nobody has operated on this account again,after going through some old files in the records I discovered that the owner of the account died without a [Heir/WILL] hence the money is floating and if I do not remmit this money out urgently it will be forfeited for nothing. The owner of this account Mr.Rick Iwaski an American and great industrialist , who was a foreign contractor with the Federal Government of Nigeria, who unfortunately lost his life including his wife and only daughter in an auto accident leaving nobody to claim the money.Ever since his death the money has been lying unclaimed.And the banking law stipulates that any account that has nobody operating on it for six years will be transfered to federal government suspent account with central bank of Nigeria. Please i need your assistance to achieve this great chance because i do not wish this money transfered to Central bank of Nigeria because it will be shared among the top directors. The account has no other beneficiary and my investigation proved to me as well that the account is a secret account. The total amount involve is $15.5 million United States Dollars only.But I don't know any foreigner, I am only contacting you as a foreigner because this money can not be approved to a local person here,but to a foreigner who has information about the account which I shall give to you upon your positive response.This transaction is 100% risk free and legal with prove documents to back up your claim,I guarantee that this transaction will be executed under a legitimate arrangement that will protect you from any breach of the law.At the end of this transaction you stand to get 40% as your share. For this transaction to be effected i will have to create a file for you in the bank central computer as the next of kin and sole beneficiary to this fund, so that by the time you contact the director all your informations will be found in the bank central computer as the next of kin and approved beneficiary to this fund, To enable me make the processings i will need the following details from you: FULL NAMES:................................................... DATE OF BIRTH:................................................ OCCUPATION:................................................... CELL NUMBER:................................................... EMAIL ADDRESS:................................................ POSTAL ADDRESS:.............................................. fax number................................................... marital status............................................... With all these details i will successfully input your name into the open file of the late depositor as the next of kin and approved beneficiary, If you are Interested in handling this transaction with me, Please act in accordance by sending me the required details to: adamsken111@yahoo.com, for me to commence with the processings, I await your urgent reply. Best regards, Chief Adams Kenneth.