Auditing and Accounting Unit
Foreign Operations Department
Hallmark Bank,Cotonou Branch,
Republic of Benin.
 
My Dear Friend,
 
I am Mr.Kevin Doll,The Auditor in charge of Foreign Remmitance Department of Hallmark Bank Benin in 
the Commercial city of Cotonou,Benin Republic.
 
This is a very confidential proposition for you.On July 21st 2003,an Importer of Textiles and 
Automobiles for the past Thirteen years,Mr. BRETT HARWOOD made a numbered time (Fixed) Deposit for 
twelve calendar months,valued at eighteen million seven hundred thousand United States Dollars 
(US$18.7musd) in my branch.
 
Upon maturity on July 20th 2004 as his Credit Officer,I sent a routine notification to his 
forwarding address but got no reply.
 
After a month,we sent a reminder and finally I discovered from his employees,that Mr.BRETT HARWOOD 
was one of the passengers who died with his entire family in the ill-fated plane crash involving a 
UTA boeing 727 Chartered Flight that took off from Cotonou Benin Republic and crashed into Atlantic 
Ocean on thursday 25th december 2003.
 
For further details of the Plane Crash,Please Visit http://news.bbc.co.uk/2/hi/africa/3348109.stm 
Further investigations,and all attempts to trace his next of kin was fruitless.
 
Again,I made further investigation and discovered that Mr.BRETT HARWOOD did not declare any next of 
kin or relations in all his official documents,including his Bank Deposit paper work in my Bank.
 
This sum of eighteen million seven hundred thousand United States Dollars (US$18.7 million USD) is 
still sitting in my Bank no one will ever come forward to claim it.
 
According to the International Banking ethics,codes and Laws,at the expiration of six (6) years,the 
money will revert to the ownership of the Benin Government if nobody applies to claim the fund.
 
Consequently,my proposal is that I will like you as a foreigner to stand in as the next of kin to 
Mr.BRETT HARWOOD.
 
This is simple,I will like you to respond immediately with your full names and contact informations 
so as I will send to you a specimen copy of an application form which you will refill and send to 
the bank putting claim over the said balance with the bank as the bonafide next of kin to the 
deceased.
 
The money will be paid into your account for us to share in the ratio of 45% for me and 45% for 
you, while 5% will be set aside for any expenses that may arise in the process of transfering this 
fund into your choosen/nominated bank account you wish to receive it, and 5% to the motherless and 
the needy in your country.
 
Upon your response,I shall then provide you with more details and relevant informations.Please send 
to me your confidential telephone and fax numbers for easy communication,oral discussion and more 
directives on what next to do.
 
You should observe utmost confidentiality and be rest assured that this transaction would be most 
profitable for both of us because I shall require your assistance to invest my share in your 
country which you will be the arrow head of the investment.
 
I must not fail to tell you that this transaction is totally risk free and legitimate.
 
I Awaiting your urgent reply.
 
Thanks and GOD bless.
 
Mr.Kevin Doll.

TEXT ONLY EQUIVALENT
Auditing and Accounting Unit Foreign Operations Department Hallmark Bank,Cotonou Branch, Republic of Benin. My Dear Friend, I am Mr.Kevin Doll,The Auditor in charge of Foreign Remmitance Department of Hallmark Bank Benin in the Commercial city of Cotonou,Benin Republic. This is a very confidential proposition for you.On July 21st 2003,an Importer of Textiles and Automobiles for the past Thirteen years,Mr. BRETT HARWOOD made a numbered time (Fixed) Deposit for twelve calendar months,valued at eighteen million seven hundred thousand United States Dollars (US$18.7musd) in my branch. Upon maturity on July 20th 2004 as his Credit Officer,I sent a routine notification to his forwarding address but got no reply. After a month,we sent a reminder and finally I discovered from his employees,that Mr.BRETT HARWOOD was one of the passengers who died with his entire family in the ill-fated plane crash involving a UTA boeing 727 Chartered Flight that took off from Cotonou Benin Republic and crashed into Atlantic Ocean on thursday 25th december 2003. For further details of the Plane Crash,Please Visit http://news.bbc.co.uk/2/hi/africa/3348109.stm Further investigations,and all attempts to trace his next of kin was fruitless. Again,I made further investigation and discovered that Mr.BRETT HARWOOD did not declare any next of kin or relations in all his official documents,including his Bank Deposit paper work in my Bank. This sum of eighteen million seven hundred thousand United States Dollars (US$18.7 million USD) is still sitting in my Bank no one will ever come forward to claim it. According to the International Banking ethics,codes and Laws,at the expiration of six (6) years,the money will revert to the ownership of the Benin Government if nobody applies to claim the fund. Consequently,my proposal is that I will like you as a foreigner to stand in as the next of kin to Mr.BRETT HARWOOD. This is simple,I will like you to respond immediately with your full names and contact informations so as I will send to you a specimen copy of an application form which you will refill and send to the bank putting claim over the said balance with the bank as the bonafide next of kin to the deceased. The money will be paid into your account for us to share in the ratio of 45% for me and 45% for you, while 5% will be set aside for any expenses that may arise in the process of transfering this fund into your choosen/nominated bank account you wish to receive it, and 5% to the motherless and the needy in your country. Upon your response,I shall then provide you with more details and relevant informations.Please send to me your confidential telephone and fax numbers for easy communication,oral discussion and more directives on what next to do. You should observe utmost confidentiality and be rest assured that this transaction would be most profitable for both of us because I shall require your assistance to invest my share in your country which you will be the arrow head of the investment. I must not fail to tell you that this transaction is totally risk free and legitimate. I Awaiting your urgent reply. Thanks and GOD bless. Mr.Kevin Doll.