FROM THE DESK OF MR JOHN PETER BILL AND EXCHANGE DEPARTMENT, 
(ADB)BANK OF GHANA 
TELL- + 233-546986781
 
  
 Dear Friend, 
 


In my department we discovered an abandoned sum of $ 22.6 m US dollars (Twenty two Million six 
hundred thousand US dollars). In an account that belongs to one of our foreign customer who died 
along with his entire family in a concord plane crash in the year 2000 in Paris that almost took 
the whole life of the passenger’s on board. 
  
Since we got information about his death, we have been expecting his next of kin to come over and 
claim his money because we cannot release it unless somebody applies for it as next of kin or 
relation to the deceased as indicated in our banking guidelines but unfortunately we learnt that 
all his supposed next of kin or relation died alongside with him at the plane crash leaving nobody 
behind for the claim. 
  
It is therefore upon this discovery that I and other officials in my department now decided to make 
this business proposal to you and release the money to you as the next of kin or relation to the 
deceased for safety and subsequent disbursement since nobody is coming for it and we don’t want 
this money to go into the Bank treasury as unclaimed Bill. 
  
The Banking law and guideline here stipulates that if such money remained unclaimed after ten 
years, the money will be transferred into the Bank treasury account as unclaimed fund. The request 
of foreigner as next of kin in this business is occasioned by the fact that the customer was a 
foreigner and a GHANA cannot stand as next of kin to a foreigner. 
  
We agree that 30 % of this money will be for you as foreign partner, in respect to the provision of 
a foreign account, 10 % will be set aside for expenses incurred during the business and 60 % would 
be for ;me and my colleagues. 
Thereafter I and my colleagues will visit your country for disbursement according to the 
percentages indicated. Therefore to enable the immediate transfer of this fund to you as arranged, 
you must apply first to the bank as relations or next of kin of the deceased indicating your bank 
name, your bank account number, your private telephone and fax number for easy and effective 
communication and location where in the money will be remitted. 
  
Upon receipt of your reply, I will send to you by fax or email the text of the application. I will 
not fail to bring to your notice that this transaction is hitch free and that you should not 
entertain any atom of fear as all required arrangements have been made for the claim. 
  
You should contact me immediately as soon as you receive this letter. Trusting to hear from you 
immediately. 
  
  Yours faithfully, 
   MR JOHN PETER