This Email with the Subject "apply for loan 3% rate" was received in one of Scamdex's honeypot email accounts on Thu, 24 Dec 2015 08:45:47 -0800 and has been classified as a Employment/Job Scam Email. The sender shows as DAVID WILLIAMS <>, although that address was probably spoofed. We recommend that you do not attempt to contact any persons or organizations referenced in this email, or follow any URLs as you may expose yourself to scammers and, at the very least, you will be added to their email address lists for spam purposes.