Dear Friend,

Compliment of the season to you.  With all due respect, I am Mr. Philip A. Cole, a Credit Control 
manager in the Treasury/Credit Control Unit of an investment Bank here in London to be disclosed to 
you upon receipt of your response. I am contacting you with regards to one of the deceased 
customers of our bank who died in an accident with his entire family {wife and son} sometime ago.

The Bank has issued me a notice to provide a new next of kin or have the account declared 
unserviceable within the next two weeks, or have the fund regarded as sundry funds and declared 
unserviceable, which would give the bank and its shareholders the right to claim the money.

Based on this notice and In order to avert this negative development,  I have already secured from 
the probate, an order of Madamus instruction to locate where any of my late client's Next of Kin, 
family or probably a new next of kin for him or her to come forward to come and claim the funds.  

I now seek your permission to have you stand as the Next of Kin to my late client, so that his 
proceeds valued at £21,840.000.00 Million Pounds left behind by my client will be released and 
transferred to you as the  new Next of Kin since I discovered that you have the same name with my 
late client.

I guarantee that this will be executed under a legitimate arrangement that will protect you from 
any breach of the law and I believe that you will be competent and capable to champion a business 
of such magnitude without any circumvention on your part. 

Upon your response, all neccessary directives and needed information concerning the transaction, 
the deceased,  as well as the sharing modalities and my willingness for subsequent investment of my 
share either in your country or any country you may advise, will be relayed to you. 

I anticipate your kind response

Best regards, 

Philip A. Cole