The Scamdex Scam Email Archive - Generic o

Subject:  ACH payment canceled
Date:  Wed, 26 Oct 2011 08:12:20 -0700

A Scam Email with the Subject "ACH payment canceled" was received in one of Scamdex's honeypot email accounts on Wed, 26 Oct 2011 08:12:20 -0700 and has been classified as a Generic Scam. The sender was, although it may have been spoofed.


The ACH transfer (ID: 4909990517946), recently sent from your checking account (by you or any other person), was rejected by the other financial institution.

Canceled transfer
Transaction ID: 4909990517946
Reason for rejection See details in the report below
Transaction Report report_4909990517946.doc (Microsoft Word Document)

The NACHA Operating Rules provide the legal foundation for the exchange of ACH payments and ensure that the ACH Network remains efficient, reliable, and secure for the benefit of all participants. In its role as Network administrator, NACHA manages the rulemaking process and ensures that proposed ACH applications are consistent with the Guiding Principles of the ACH Network. The rulemaking process provides a disciplined, well-defined methodology to propose and develop and propose rules amendments to the NACHA voting membership, the decision makers for the NACHA Operating Rules.
More than 18.2 billion ACH payments were made in 2008, an increase of 1.2 billion over 2007. ACH payment volume continues to double every five years. The 2007 Federal Reserve Payments Study revealed ACH payments had the largest compound annual growth rate, 18.6 percent, of all U.S. non-cash payments.

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2011 NACHA - The Electronic Payments Association