Scam Emails Archive : Generic


From: "Tunde Baker"<>

This email with the subject "YOUR OVER DUE ATM PAYMENT." was received in one of Scamdex's honeypot email accounts on Wed, 04 Mar 2009 11:33:06 -0500 and has been classified as a Generic Scam.

The sender was "Tunde Baker"<>, although it may have been spoofed.


This is to officially inform you that we have verified your contract / inheritance file presently 
on my desk, and found out that you have not received your payment due to your lack of co-operation 
and not fulfilling the obligations given to you in respect to your contract /inheritance payment. 

Secondly, you are hereby advised to stop dealing with some non-officials in the bank as it is an 
illegal act. This office is given the SOLE authority by the Presidential Committee on foriegn 
payments to release all fund without any further delay to all bonafide beneficiaries.

After the board meeting held at our headquarters, we have resolved in finding a solution to your 
problem and as you may know, we have arranged your payment through our SWIFT CARD PAYMENT CENTRE in 
Europe, America and Asia Pacific, which is the instruction given to us by our President, Alhaji 
Umaru Musa Yar' Adua (GCFR) Federal Republic of Nigeria.

The presidency also issued an ultimatum to us to deliver fund to beneficiaries as long as they 
fulfil all necessary obligations. This card centre will send you your ATM CARD which you will use 
to withdraw your money in an ATM MACHINE in any part of the world, but the maximum is ($600) SIX 
Hundred US Dollars (in three transactions of $200) per day. Note that the total funds in your ATM 

Meanwhile as demanded by the United Nations money transfer act of 2004, (section 4, subsection 
us1138 paragraph 12-13) and the electronic communication act 2004 (section 8, subsection 24, 
paragraph k-22c); you are mandated to provide us with the following details again for verification 
with what we have on file before we can proceed in order to make sure we are not paying the wrong
Send this details via email to

You will be receiving your fund via ATM card which will be sent to you from our bank headquaters 
directly to your given address we have on file. Be informed that you will have to take care of the 
courier and insurance charges before we can send your ATM card to you.

It is my pleasure to inform you that you are not the first beneficiary that we have scheduled to be 
paid through this method, we have previously paid our 5 beneficiaries in America and United Kingdom 
last year beneficiaries which I have included their tracking numbers for verifications.

Kindly, track it online on for more clarification and verification.

The federal government under the ministry of finance with the world bank and IMF (international 
monetary fund) has adopted this administrative measure because of various complains/petitions 
received from beneficiaries due to the delays in receieving their contract/inheritance funds/ATM 
cards as expected.

It might interest you to know that the swift credit card system of payment wasadopted to reduce the 
administrative protocols as regards (cost of transfer,vat,taxes and levies). It was adopted to help 
beneficaries who are financially down, who are not capable to meet up with the obligation of paying 
banks for administrative fees and handling charges. The swift credit card system will only cost the 
beneficiary 'cost of shipment' via a courier company such as DHL, Fedex or UPS  of his/her package.

There is no way we can have funds deducted from your account or money been transfered it is against 
banking procuders here in Nigeria This is in accordance with section 13(1-2) of the new payment 
policy Act as adopted in 1993 and amended on 3rd July 1998 by the external review committee on 
debt. This is to protect our clients and to avoid misappropriation of funds by officials.

*Delivery fee via Courier Service is $209.

Please note, due to policy ACT 2345 reviewed in the Constitution that governs commercial banks in 
Nigeria which doesn't allow banks to debit Atm accounts until clients ATM card has been delivered 
and pin changed by the client. we cannot deduct from your funds to pay for the processing fees. 
This is in accordance with section 13(1-2) of the new payment policy Act as adopted in 1993 and 
amended on 3rd July 1998 by the external review committee on debt. This is to protect our clients 
and to avoid misappropriation of funds by officials.

Upon the receipt of payment, your ATM card and your PIN number will be sent to you immediately via 
any courier service of your choice to your designated address. You are to keep your Pin number 
secret to avoid unwanted access to your fund in your ATM card. You are not expected to pay any 
other fee as this is a one time fee. Do get back to us immediately and we will instruct you on how 
to wire the required $209 to proceed.

We would anticipate your information and your willingness to effect the  required payment of 
USD$209 for us to proceed and have your ATM sent out to you ASAP.
Thanks for your co-operation.

Best Regards,

Tunde Baker.
ATM Issuing Department.
Oceanic Bank Nigeria Plc.
Tel 234-708-405-6087.