5/7 Allen Avenue
Ikeja Lagos,
Nigeria.
Greetings to you,
Thank you for giving me your time. Please be patient and read my email to you.
I am a staff of Access Bank Limited (Lagos Branch, Nigeria) attached in private Banking Services. 
I am contacting you concerning a customer and an investment placed under our banks management about 
5 years ago. In 2004, the subject matter; Ref: Jb/accessbankplc/107 came to our bank to engage in 
Private Banking services, I was the officer assigned to his case.
We met on numerous occasions prior to any investments being placed. I encouraged him to consider 
various growth funds with prime ratings. Based on my advice, we spun the money around various 
opportunities and made attractive margins for our first months of operation, the accrued profit and 
interest stood at this point at over 1 million United States Dollars, this margin was not the full 
potential of the fund but he desired low risk guaranteed returns on investments. In line with the 
instructions he had earlier given to liquidate the funds after 4 years in order for him to make 
some Investment requiring cash payments in Europe and America, I followed his instructions and I 
later made numerous attempt to contact him after 3 years in order to get further instructions from 
him. 
I made futile efforts to locate him and I immediately passed the task of locating him to the 
internal investigations department of our bank. A person who suited his description was declared 
dead of a heart attack in Cannes, South of France. We were soon enough able to identify the body 
and cause of death was confirmed.The bank immediately launched an investigation into possible 
surviving next of kin to alert about the situation and also to come forward to claim his estate.
There is US$5,000,000.00 deposited, I alone have the deposit details and this will be release to no 
one unless I instruct my Bank to do so. I decided to trace his relatives over the Internet to 
locate any member of his family but of no avail, hence I contacted you. I seek your consent to 
present you as the next of kin to the deceased since you have the same last (Names) . 
This is to enable us salvage the proceeds of his account and get it paid to you instead. I have 
this obsession that if the directors of the Company confiscated the money and enrich their pockets, 
it might not be put into proper and useful ventures to benefit the poor masses of this world.I am 
prepared to place you in a position to instruct my Bank to release the deposit to you as the 
closest surviving relation. Upon receipt of the deposit, If you give me positive signals, I will 
initiate this process towards a conclusion.
Full Names:.........................
Address:............................
Telephone:...........................
Cell phone:............................
Age:....................................
Occupation:.........................
I await your quick response via this email
Sincerely,
Mr.Joseph N.