Attention: Sir/Madam,

My name is Mr. A.S. Kustiono; and I am the head of the legal department of an offshore bank here in 
Kuala Lumpur, Malaysia; where I am mailing from. 

It is about one of our expatriate customers who died in 2005 of accidental overdose of prescription 
drugs. He worked with BP Asia Pacific (Malaysia) and left behind an account worth US$6.8Million in 
our bank. 
Unfortunately, in his records with our bank, he did not leave any next of kin and we have confirmed 
through their embassy and by the forensic investigator we hired that he left no known relative. The 
whole fact is that he was gay, an only child and his parents passed away a longtime ago.

The Malaysian Banking and Financial Institutions Act 1989 (BAFIA) as amended in 1993 stipulates 
that if after 6yrs of a customerâs death and nobody comes forward to lay claim to the estate he 
left behind, it automatically goes into the government treasury. 
It would be 6yrs by December 27th, 2011.

I am certain that this our late client toiled and worked hard for to earn this US$6.8Million he 
left behind, so I donât want to sit idly by and watch a few people use it to line their dirty 
pockets through the government. 

I want us to cooperate to lay claim to the estate and get the bank to release it to you. You take 
30%, and I would take 30%. We give 30% to charity and the remaining 10% would be used to cover all 
expenses incurred during the claim of the estate (money in the account). God knows we are not 
cheating and we are not stealing from anybody. 

I have his file in the shelf here. I would equip you with the basic information from his account 
file. I know his lawyer and his contact details. You would make contact with him and present 
yourself as a distant relative to this our late customer whose full details I would provide you in 
my next email; if you indicate your readiness to work with me.

On your behalf, the lawyer would make formal application to our bank to release the account 
(US$6.8Million) to you. It is my department that would evaluate the application and give 
recommendation to the board of directors. And once my department gives a positive recommendation, 
it is sure to be approved by the board of director as they are mere rubber stamp in this situation.
The fund in the account would immediately be processed and transferred into the account you would 
be asked to provide.
So get back to me so that we can move action immediately to achieve the desired success.

Yours sincerely,
Mr. Kustiono A.S.
Cell: +60166981159
E-Mail  kustiono34@hotmail.com 

TEXT ONLY EQUIVALENT
Attention: Sir/Madam, My name is Mr. A.S. Kustiono; and I am the head of the legal department of an offshore bank here in Kuala Lumpur, Malaysia; where I am mailing from. It is about one of our expatriate customers who died in 2005 of accidental overdose of prescription drugs. He worked with BP Asia Pacific (Malaysia) and left behind an account worth US$6.8Million in our bank. Unfortunately, in his records with our bank, he did not leave any next of kin and we have confirmed through their embassy and by the forensic investigator we hired that he left no known relative. The whole fact is that he was gay, an only child and his parents passed away a longtime ago. The Malaysian Banking and Financial Institutions Act 1989 (BAFIA) as amended in 1993 stipulates that if after 6yrs of a customerâs death and nobody comes forward to lay claim to the estate he left behind, it automatically goes into the government treasury. It would be 6yrs by December 27th, 2011. I am certain that this our late client toiled and worked hard for to earn this US$6.8Million he left behind, so I donât want to sit idly by and watch a few people use it to line their dirty pockets through the government. I want us to cooperate to lay claim to the estate and get the bank to release it to you. You take 30%, and I would take 30%. We give 30% to charity and the remaining 10% would be used to cover all expenses incurred during the claim of the estate (money in the account). God knows we are not cheating and we are not stealing from anybody. I have his file in the shelf here. I would equip you with the basic information from his account file. I know his lawyer and his contact details. You would make contact with him and present yourself as a distant relative to this our late customer whose full details I would provide you in my next email; if you indicate your readiness to work with me. On your behalf, the lawyer would make formal application to our bank to release the account (US$6.8Million) to you. It is my department that would evaluate the application and give recommendation to the board of directors. And once my department gives a positive recommendation, it is sure to be approved by the board of director as they are mere rubber stamp in this situation. The fund in the account would immediately be processed and transferred into the account you would be asked to provide. So get back to me so that we can move action immediately to achieve the desired success. Yours sincerely, Mr. Kustiono A.S. Cell: +60166981159 E-Mail kustiono34@hotmail.com