This Email with the Subject "3% End Year Offer" was received in one of Scamdex's honeypot email accounts on Tue, 15 Dec 2015 22:58:49 -0800 and has been classified as a Advance Fee Fraud/419 Scam Email. The sender shows as LOAN OFFER <labcentral@fbioyf.unr.edu.ar>, although that address was probably spoofed. We recommend that you do not attempt to contact any persons or organizations referenced in this email, or follow any URLs as you may expose yourself to scammers and, at the very least, you will be added to their email address lists for spam purposes.