Stop Press: Please note 2 more banks have been added to the existing list of 7 banks who offer cash finance bringing the total of 9 banks offering cash finance. Pls do contact us if u need urgent cash funds. For our indepth report on how we arrange finance from banks you may also read below or just call us for urgent cash finance . Regards The Accord Team 04-2678654, 050-6748775,050-1959523,050-5537664 ==================================================== SECRETS REVEALED - DUBAI , UAE- HOW TO GET BANK FINANCE Dear Friends, Many of you might have had a good year ending 2007 and now with the first quarter of 2008 nearing soon would have had an idea of how 2008 is going to be . We have been able to serve 11400 customers as of 29th February,2008 of which 92% were for cash loans and 8% for normal trade finance . We have received several queries from our customers of how to get the maximum possible finance from Banks and today we would like to give you a brief idea of how we arrange bank finance here in the UAE from Banks . Our primary look out in a customer are the following: 1. How old is the company ? 2. Is the company an LLC or an Establishment ? 3. If an LLC , then does the expat director have borrowing powers from Bank in the Memorandum and Articles of Association which is called court agreement . 4. What is the line of industry the customer is in . 5. Is the turnover of the company too low ? 6. Are there are too many days in the bank statement that the balances have gone very very low ? 7. Are there are more than 3 cheque returns in one year and any single cheque return in the last 3 months ? 8. Is the turnover of the company on a growth scale or is the business going down. 9. Is the age of any director / partner over 60 years 10. Does the company have any audited figures ? 11. Is the company prepared to allow us to make the in house financial figures and then approve its correctness. 12. Are there too many inward cheques from company's customers also returning ? 13. Does the company have somebody to answer the office telephone properly when a bank calls ? 14. Does the company have sudden large volumes of cash coming into the account ? 15. Compared to industry standards is the company's profitability too low or too high ? 16. Has the company already borrowed from too many banks ? 17. Has the company applied in banks and cases have been rejected ? 18. Are the company's debtors of good quality ? 19. In case the company wants to go for normal trade finance does it have 3 years financials ( audited or non audited ) or is the company ready to make it with our help ? 20. In the case of normal trade finance like LC.TR,LBD,OD is the company prepared to place some fixed deposits in the same bank in the company's name in the first year of facility as it will be a new relationship with a new bank ? 21. Is the company ready to consider Islamic financing also ? , as they are the cheapest today and very friendly loans once you get over the initial procedures ? 22. Is the company ready to provide some projections of what the company will do with the finance we can arrange for the company ? We have now revealed to you above the secrets of bank finance . If you can satisfy the above questions yourself and have ready solutions for them , then you do not need us . You can go directly to the banks . The advantage of going through us is that we have direct contacts with 14 banks and we know what the bank wants and we will advise you properly and make sure you get finance to the extent needed by your company . We will help you prepare your feasibility report, projections, balance sheets in the case of Normal trade finance like LC,TR , OD etc. Our CEO Mr P. Rajshekhar ( popularly known as Mr Raj in the field) is well known in the industry in this same field for the past 22 years in Dubai . In case you are looking only for CASH loans then we can get you upto 2 million from 7 banks within 30 working days , based on your one years bank statement. All you need is a minimum turnover of Dhs 80,000 per month in your bank statement. We thank all our customers who have supported us all these years bringing Accord Management Consultants with its team of 16 members to this level. We are a management Consultancy firm based in Ghusais , Dubai . We have satellite offices in Sharjah and Abudhabi but all business is controlled from Dubai. Thanks and Best Regards Sreedevi Manoj , Shiraz Karim, Prameed Nair, Sonia Bhargava, Lekha Menon, Sherin Mohd, Subhlaxmi Ram, Siab Karim and the rest of the AMC team. Our main contact persons and numbers are PADMA PRABHAKHAR- Office 2678654 or Mobile 050-6748775 P. RAJSHEKHAR- 050-5537664 PLEASE DO LET US KNOW IF INTERESTED. Once you decide to go ahead the following documents would be needed. DOCUMENTS NEEDED FOR PROCESSING TERM LOAN ( CASH LOANS) 1. TRADE LICENCE COPY 2. MEMORANDUM OF ASSOCIATION COPY ( PLEASE MAKE SURE THAT BORROWING CLAUSE BY MANAGING DIRECTOR IS PRESENT IN THE MEMORANDUM OF ASSOCIATION) 3. PASSPORT COPIES OF DIRECTORS ( EXPAT PLUS LOCAL) 4. 5 VISITING CARDS 5. BANK STATEMENTS 3 months to 1 year depending from which bank you need the facility . 6. COMPANY PROFILE ( ONLY IF AVAILBLE) 7. BALANCE SHEET ( ONLY IF AVAILABLE) We receive about 100 calls a day and about 40 are prospective customers so we are unable to come to your office with this traffic situation, therefore we request you to come to our office at Ghusais where over a cup of tea we could peacefully discuss your finance needs . ONCE ABOVE DOCUMENTS ARE READY AND OUR MOU IS SIGNED PLEASE COME OR SEND THE SAME TO OUR OFFICE AT GHUSAIS OFFICE 116, 1ST FLOOR, DAMASCUS STREET ,AL GHUSAIS TEL 2678654 CONTACT PERSON MRS PADMA PRABHAKHAR WHEN U COME FROM INVESTBANK ROUND ABOUT SHARJAH TOWARDS GHUSAIS U WILL REACH THE FIRST SIGNAL IN DUBAI ( THIS ROAD LEADS TO DUBAI GRAND HOTEL) U WILL SEE A MASHREQ BANK , KEEP GOING TOWARDS GRAND HOTEL, ON THE RIGHT U WILL SEE A EPPCO PETROL STATION , WE ARE THE 7TH BUILDING AFTER THE EPPCO ON THE SAME RIGHT SIDE. DONWSTAIRS IS A PHARMACY - AL ARBASH PHARMACY- YELLOW COLOUR BUILDING AFTER OUR BUILDING ARE 14 NEW BUILDINGS ( ALL YELLOW COLOUR). There is a new adcb bank , spinneys that has sprung up in these new 14 buildings , which is after our 4 storey yellow color building. LOOKING FORWARD TO YOUR VISIT. Please also go through our regular cash finance loan details given below and let us know if you need any funding for your existing businss. Our usual email matter for cash loans is given below, in case you are looking for some quick cash funds in 25 to 30 working days. ACCORD MANAGEMNT CONSULTANTS P.O.BOX 20809, DUBAI, U.A.E. TEL: 2587446, 04-2678654, FAX: 04-2678656, E MAIL: firstname.lastname@example.org Mobile Mrs Padma,050-6748775 , Shiraz Mohd - 050-1959523 THERE IS A GOOD NEWS FOR U.A.E BUSINESS PEOPLE We are arranging funds from Banks for U. A .E. business people. " Are you a Business Man in U A E? " Do you have plans to enlarge your business? " Are you looking for some funds from banks? Please don't waste your time any more, immediately call above Numbers or send e mail to above address. We are anxiously waiting for your call in our working hours that is 8-1 in the morning and 4-7 in the evening. We are dealing with 8 banks in U.A.E, from where we can arrange cash loans up to 2.5 million Dirhams for your company within 30-35 working days. Re-payment within 30-36 months. Eligibility. " Do you have a Shop? Est. Co? Free zone Co? Services Agent Contract (Wakeel Kidmat), LLC? " Is your Trade License at least 6 months old? Can you provide six months bank's statements? " Is your monthly turn over about 70-80 Thousand? Is this amount transaction showing in your bank statement? " Can you provide your Bank statement without any cheque return? If so we can help you. (Based on your bank's statement, Bank will approve your loan amount). Interest rates and maximum loan amount you can get from each bank is given in the chart below. BANK MAXIMUM AMT INTEREST %(Flat) Company Should be Bank * 1 500,000 9 2 Years 1 Year COMPANY 150,000 10.5 6 Months 6 Months COMPANY 2 500,000 10.2 1 Year 1 Year COMPANY 3 150-250,000 12.59 1 Year 3 Months PERSONAL 400-750,000 12.5 3 Years 1 Year COMPANY 4 500,000 10.5 2 Years 6 Months COMPANY 5 150-250,000 12.5 1 Year 3 Months PERSONAL 6 250-360,000 13 3 Years 6 Months COMPANY 7 150,000 13 2 Years 3 Months PERSONAL 8 75,000 13 1Year 3 Months PERSONAL 150,000 13 2 Years 6 Months PERSONAL 250,000 13 3 Years 6 Months PERSONAL Each bank has 1% - 2% service charges, this charge will be deducted from your approved loan amount before crediting to your account by the Bank. Required Documents- Photocopies only (1)Trade License Copy. (2)Memorandum of Association. (3)Passport Copies of Director and all partners. (4)One year bank's statements (If you are giving 6 months or 3 months statement also do-able but the loan amount will reduce accordingly). (5) Business cards / your visiting Cards. For our above service we are charging a small ___ % from you. We are not taking any advance from you, ONLY after the loan is approvedt, when you hand over the security cheque to Bank at that time you have to issue our Cheque. Even if your documents have any problems , we will try our level best to convince the Bank as we have good contact with all these banks which we are dealing and we are ready to support genuine businessmen. In case we do not succeed in getting you funds in the first round we will once again put up the file after 90 days to the banks or whenever we find any possibility or any new door opening for you and we will try to get funds for your company which means we are ready to help you life long. Thanking You, Accord Management Consultants. OUR ABU DHABI CONTACT: - MRS: SUBHA: 050-7561484, FAX: 02-676785. PADMA PRABHAKAR 050-6748775 Important note : In case you do not wish to receive further emails or updates on cash financing please mark us a reply with the words "Unsubscribe " in the subject line and we will remove you from the list.
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