I am the Director of Bill and Exchange at the Foreign Remittance Department of The African Bank.
In my department we discovered an abandoned total sum of US$14.5m dollars (Fourteen point five million USD) in an account that belongs to one of our foreign customer who died along with his entire family in the year 2003 in a plane crash.
Since we got information about his death, we have been expecting his next of kin to come over and claim his money because we cannot release it unless some body applies for it as next of kin or relation to the deceased as indicated in our banking guidelines and laws but unfortunately we learnt that all his supposed next of kin or relation died alongside with him at the plane crash leaving nobody behind for the claim.
It is therefore upon this discovery that I now decided to make this business proposal to you and release the money to you as the next of kin or relation to the deceased for safety and subsequent disbursement since nobody is coming for it and I don't want this money to go into the bank treasury as unclaimed bill.
The banking law and guideline here stipulates that if such money remained unclaimed after five years, the money will be transferred into the bank treasury as unclaimed fund.Therefore,I agree on the sharing ratio with you as follows:-that 40% of this money will be for you as a respect to the provision of a foreign account , 10% will be set aside for expenses incurred during the business and 50% would be for me.Thereafter, I will visit your country for disbursement according to the percentage indicated.
Therefore, to enable the immediate transfer of this fund to you as arranged, you must apply first to the bank as relation or next of kin of the deceased with a text of application form that I will send to you when I hear from you, so I will like you to send to me your private telephone number and e-mail address for easy and effective communication and location where the money will be remitted.
I will not fail to bring to your notice that this transaction is hitch-free and that you should not entertain any atom of fear as all required arrangements have been made for the transfer.I have already planned very well for the successful transfer of this money out the bank to abroad. Please,you should contact me immediately as soon as you recieve this letter .