Scam Emails Archive : Advance Fee Fraud/419


From: MR RI SU NAM <>

This email with the subject "BUSINESS PROPOSAL!!!" was received in one of Scamdex's honeypot email accounts on Tue, 25 Jul 2006 17:48:57 -0700 and has been classified as a Advance Fee Fraud/419 Scam.

The sender was MR RI SU NAM <>, although it may have been spoofed.

Lloyds TSB Pacific Limited, 
Korea Branch. 

Thank you for giving me your time. Please be patient and read my email to you.

I am a staff of Lloyds TSB Group attached in Private Banking Services. I am contacting you 
concerning a customer and, an investment placed under our banks management 3 years ago,I contacted 
you independently of our investigation and no one is informed of this communication and I would 
like to intimate you with certain facts that I believe would be of interest to you.

In 2004, the subject matter; ref: bb/tsb/bank/73 came to our bank to engage in business discussions 
with our Private Banking Services Department. He informed us that he had a financial portfolio of 
25.35 million United States Dollars, which he wished to have us turn over on his behalf.
I was the officer assigned to his case; I made numerous suggestionsin line with my duties as the 
de-facto chief operations officer of the Private Banking Services Department, especially given the 
volume of fundshe wished to put into our bank. We met on numerous occasions prior to any 
investments being placed. I encouraged him to consider various growth funds with prime ratings. The 
favored route in my advice to customers is to start by assessing data on 600 traditional stocks and 
bond managers and alternative investments. Based on my advice, we spun the money around various 
opportunities and made attractive margins for our first months of operation, the accrued profit and 
interest stood at this! point at over 30 million United States Dollars, this margin was not the 
fullpotential of the fund but he desired low risk guaranteed returns on investments. In mid 2001, 
he asked that the money be liquidated because he needed to make an urgent investment equiring cash 
payments in Europe.
He directed that I liquidate the funds and had it deposited with a firm in Europe. I informed him 
that our bank would have to make special arrangements to have this done and in order not to 
circumvent due process,the bank would have to make a 9.5 % deduction from the funds to cater for 
banking and statutory charges. He complained about the charges but later came around when I 
explained to him the complexities of the task he was asking of us. Cash movement across borders has 
become especially strict since the incidents of 9/11.I contacted my affiliate in Europe and had the 
funds available in main l and Europe. I undertook all the processes and made sure I followed his 
precise instructions to the letter and had the funds deposited in a security consultancy firm, the 
firm is a pecialist private firm that accepts deposits from high net worth individuals and blue 
chipcorporations that handle valuable products or undertake transactions that need immediate access 
to cash. This small and highly private organization is familiar especially to the highly placed and 
well-connected organizations. In line with instructions, the money was deposited. He told me he 
wanted the money there in anticipation of his arrival from Norway later that week. This was the 
last communication we had, this transpired around 25th February 2002. In June last year, we got a 
call from the security firm informing us of the 
inactivity of that particular portfolio.
This was an astounding position as far as I was concerned, given the fact that I managed the 
private banking sector I was the only one who knew about the deposit, and I could not understand 
why he had not come forward to claim his deposit. I made futile efforts to locate him I immediately 
passed the task of locating him to the internal investigations department of our bank. Four days 
later, information started to trickle in, that he was apparently dead. A person who suited his 
description was declared dead of a heart attack in Cannes, South of France. We were soon enough 
able to identify the body and cause of death was confirmed.The bank immediately launched an 
investigation into possible surviving next of kin to alert about the situation and also to come 
forward to claim his estate. If you are familiar with private banking affairs, those who patronize 
our services usually prefer anonymity, but also some levels of detachment from conventional 
processes.In his bio-data form, he listed no next of kin. In the field of private banking, opening 
an account with us means no one will know of its existence, accounts are rarely held under a name; 
depositors use numbers and codes to make the accounts anonymous. This bank also gives the choice to 
depositors of having their mail sent to them or held at the bank itself, ensuring that there are no 
traces of the account and as I said, rarely do they 
nominate next of kin. Private banking clients apart from not nominating next of kin also usually in 
most cases leave wills in our care, in this case; he died in testate.

What I wish to relate to you will smack of unethical practice but I want you to understand 
something. It is only an outsider to the banking world who finds the internal politics of the 
banking world berrational.The world of private banking especially is fraught with huge rewards for 
those who occupy certain offices and oversee certainportfolios. You should have begun by now to put 
together the general direction of what I propose. There is US$ 25,370,000.00 deposited, I alone 
have the deposit details and they will release the deposit to no one unless I instruct them to do 
so.I alone know of the existence of this deposit for as far as the finance firm,the transaction 
with ourdeceased customer concluded when I sent the funds to the firm, all outstanding interactions 
in relation to the file are just customer services and due process. The finance firm has no single 
idea of what's the history or nature of the deposit. They are simply awaiting instructions to 
release the deposit!to any party that comes forward. This is the situation. This bank has spent 
great amounts of money trying to track this man's family; they have investigated for months and 
have found no family.The investigation has come to an end. My proposal;Being a foreigner and a 
friend and a business partnet to be I am prepared to place you in a position to instruct the 
finance firm to release the deposit to you as the closest survi 
ving relation. Upon receipt of the deposit, I am prepared to share the money with you in half and 
no more. That is: I will simply nominate you as the next of kin and have them release the deposit 
to you. We share the proceeds 50/50.

I would have gone ahead to ask the funds be released to me, but that would have drawn a straight 
line to me and my involvement in claiming the deposit. But on the other hand, you with a similar 
name as the original depositor would easily pass as the beneficiary with the rights to claim. I 
assure you that I could have the deposit released to you in a few days. I will simply inform our 
bank of the final closing of the file relating to the customer.I will then officially communicate 
with the finance company and instruct them to release the deposit to you.With these two things: all 
is done. The alternative would be for us to have the firm direct the funds to another bank with you 
as account holder. This way there will be no need for you to think of receiving the money from the 
firm. We can fine-tune this based on our interactions. I am aware of the consequences of this 
proposal. I ask that if you find no interest in this project that you should discard this mail. I 
ask that you do not be vindictive or destructive. If myoffer is of no appeal to you, delete this 
message and forget I ever contacted you.Do not destroy my career because you do not approve of my 
proposal. You may not know this but people like myself who have made tidy sums out of comparable 
situations run the whole private banking sector.

I am not a criminal and what I do, I do not find against good conscience, this may be hard for you 
to understand, but the dynamics of my industry dictates that I make this move. Such opportunities 
only come ones' way once in a lifetime. I cannot let this chance pass me by I hope you understand 
because for onc I found myself in total control and face to face with my destiny. These chances 
won't pass me by. I ask that you do not destroy my chance, if you will not work with me let me know 
and let me move on with my life but do not destroy me. I am a family man and this is an opportunity 
to provide them with new opportunities. There is a reward for this project and it is a task well 
worth undertaking. I have evaluated the risks and the only risk I have here is from you refusing to 
work with me and alerting my bank. I amthe only one who knows of this situation, good fortune has 
blessed you with a name that has planted you into the center of relevance in my life. Let's share 
the blessing. 

If you find yourself able to work with me, contact me through this email account
If you give me positive signals, I will initiate this pro observe this instruction religiously. 
Please, again, note I am a family man; I happily married with two kids. I send you this mail not 
without a measure of fear as to what the consequences might be, but I know within me that nothing 
ventured is nothing gained and that success and riches never come easy or on a platter of gold. 
This is the one truth I have learned from my private banking clients. Do not betray my confidence. 
If we can be of one accord, we should plan a meeting, soon.
I await your response.


RI su nam