The Scamdex Scam Email Archive - Advance Fee Fraud/419 o

From:  "Mr Rajesh.Nagaratan"<>
Date:  Sat, 20 Nov 2010 13:58:57 -0800

A Scam Email with the Subject "PARTNERSHIP CONFIDENTIAL INVITATION." was received in one of Scamdex's honeypot email accounts on Sat, 20 Nov 2010 13:58:57 -0800 and has been classified as a Advance Fee Fraud/419 Scam. The sender was "Mr Rajesh.Nagaratan"<>, although it may have been spoofed.

Attention: CEO/President,
My names are Rajesh.Nagaratan of Pictet & Cie, Private Bankers. I am contacting you in private 
concerning a deceased customer and an investment he placed under our banks management three years 
ago, and I would respectfully request that you keep the contents of this mail confidential and 
respect theintegrity of the information you come by as a result of this mail.
I am contacting you independently of our investigation and no one is informed of this 
communication. I would like to intimate you with certain facts that I believe would be of interest 
to you. In the year 2006, the subject matter; came to our bank to engage in business discussions. 
He informed us that he had a financial portfolio of Ten million United States dollars, which he 
wished to have us turn over (invest) on his behalf.
I decided to treat his case personally; I made numerous suggestions in line with my duties as the 
de-facto Chief investment officer of the bank, especially given the volume of funds he wished to 
put into our bank. We met on numerous occasions prior to any investments being placed. I encouraged 
him to consider various growth funds with prime ratings. The favoured route in my advice to 
customers is to start by assessing data on 7000 traditional stocks and bond managers and 3000 
managers of alternative investments.
Based on my advice, We spun the money around various opportunities and made attractive margins for 
our first months of operation, the accrued profit and interest stood at this point at over One 
million United States Dollars, this margin was not the full potential of the fund but he desired 
low risk guaranteed returns on investments. In June 2007,he asked that the money be liquidated 
because he needed to make an urgent investment requiring cash payments in Finland. Where he said, 
he is investing with a Firm that is building a housing estate outside Helsinki for the government 
of Finland.
He directed that I liquidate the investment and deposit the funds with a security firm. I informed 
him that Santander Bank would have to make special arrangements to have this done and in order not 
to circumvent due process, the bank would have to make a 9.5 % deduction from the funds to cater 
for banking and statutory charges. He complained about the charges but later came around when I 
explained to him the complexities of the task he was asking of us. Cash movement across boarders 
has become especially strict since the incidents of 9/11. I contacted my affiliate and made the 
funds available to a security firm. I undertook all the processes and made sure I followed his 
precise instructions to the letter and had the funds deposited with the security firm.
The Security Firm is a specialist private firm that accepts deposits from high net worth 
individuals and blue chip corporations that handle valuable products or undertake transactions that 
need immediate access to cash. This small and highly private organization is familiar especially to 
the highly
placed and well-connected organizations. In line with instructions, the money was deposited with 
the security firm. The Customer told me he wanted the money there in anticipation of his arrival 
from Norway later that week. This was the last communication we had, this transpired around 24th 
August 2009.
In Novermber last year, we got a call from the security firm informing us about the inactivity of 
that particular portfolio. This was an astounding position as far as I was concerned, given the 
fact that I managed the private banking sector I was the only one who knew about the deposit at the 
security firm, and I could not understand why the Customer had not come forward to claim his 
deposit. I made futile efforts to locate the Customer.
I immediately passed the task of locating him to the internal investigations department of Pictet & 
Cie. Four days later, information started to trickle in, apparently our client was dead. A person 
who suited his description was declared dead of a heart attack in canne, in Southern part of 
France. The body was identified and the cause of death was confirmed. The bank immediately launched 
an investigation into possible surviving next of kin to alert them about
the situation and also to come forward to claim his estate. If you are familiar with private 
banking affairs, those who patronize our services usually prefer anonymity, but also some levels of 
detachment from conventional processes.
In his bio-data form, he listed no next of kin. In the field of private banking, opening an account 
with us means no one will know of its existence, accounts are rarely held under a name; depositors 
use numbers and codes to make the accounts anonymous. This bank also gives the choice to depositors 
of having their
mail sent to them or held at the bank itself, ensuring that there are no traces of the account and 
as I said, rarely do they nominate next of kin. Private banking clients apart from not nominating 
next of kin also usually in most cases leave wills in our care, in this case; the deceased died 
without a testate.
In line with our internal processes for account holders who have passed away,
We instituted our own investigations in good faith to determine who should have right to claim the 
estate. This investigation has for the past months been unfruitful. We have scanned every continent 
and used our private investigation affiliate companies to get to the root of the problem. It is 
this investigation that resulted in my being furnished with your details as a possible relative of 
the deceased.
My official capacity dictates that I am the only party to supervise the investigation and the only 
party to receive the results of the investigation. What this means, after investigating the last 
batch of names forwarded to us as possible relatives, we have come to the conclusion that Our dear 
late fellow died with no known or identifiable family member.
  This leaves me as the only person with the full picture of what the prevailing situation is in 
relation to the deposit and the late beneficiary of the deposit. According to practice, The 
Security Firm will by the end of this year broadcast a request for statements of claim to Pictet & 
Cie, failing to receive viable claims they will most probably revert the deposit back to Pictet & 
Cie Bank. This will result in the money entering the Pictet & Cie Bank
accounting system and the portfolio will be out of my hands and out of the private banking 
division. This will not happen if I have my way.
  What I wish to relate to you will smack of unethical practice but I want you to understand 
something. It is only an outsider to the banking world who finds the internal politics of the 
banking world aberrational. The world of private banking especially is fraught with huge rewards 
for those that occupy certain
offices and oversee certain portfolios. You should have begun by now to put together the general 
direction of what I propose. There is Ten million dollars deposited in a security firm, I alone 
have the deposit details and they will release the deposit to no one unless I instruct them to do 
so. I alone know of the existence of this deposit for as far as Pictet & Cie Bank is concerned.
  The transaction with our late customer concluded when I sent the funds to the security firm, all 
outstanding interactions in relation to the file are just customer services and due process. The 
security Firm has no single idea of what's the history or nature of the deposit. They are simply 
awaiting instructions to release the deposit to any party that come forward. This is the situation. 
This bank has spent great amounts of money trying to track this man's family;
they have investigated for months and have found no family. The investigation has come to an end.
My Proposal In Brife;
  I am prepared to place you in a position to instruct the security Firm to release the deposit to 
you as the closest surviving relative. Upon receipt of the deposit I am prepared to share the money 
with you. That is, I will simply nominate you as the next of kin and have them release the deposit 
to you and share the proceeds with you in apercentage we will arrive at taking into consideration 
our individual level commitment. I would have gone ahead
to ask that the funds be released to me,but that would have drawn a straight line to me and my 
involvement in claiming the deposit. But presenting you as a relative with the right to claim the 
deposit as a next of kin will mask my involvement and participation in diverting the deposit for 
personal use.
  You will get all the documents needed to effect this claim immediately you notify me of your 
acceptance to claim this deposit for our mutual benefit.
I assure you that I could have the deposit released to you within a few days. I will simply inform 
the bank of the final closing of the file relating to the
deceased. I will then officially communicate with The Security Firm and instruct them to release 
the deposit to you. With these two things all is done. The alternative would be for us to have The 
Security Firm direct the funds to another bank with you as account holder. This way there will be 
no need for you
to think of receiving the money from The Security Company. We can fine-tune this based on our 
interactions. I am aware of the consequences of this proposal.
I ask that if you find no interest in this project that you should discard this mail. I ask that 
you do not be vindictive and destructive. If my offer is of no appeal to you, delete this message 
and forget I ever contacted you. Do not destroy my career because you do not approve of my proposal.
You may not know this but people like myself who have made tidy sums out of comparable situations 
run the whole private banking sector.
  I am not a criminal and what I do, I do not find against good conscience, this may be hard for 
you to understand, but the dynamics of my industry dictates that I make this move. Such 
opportunities only come ones'way once in a lifetime. I cannot let this chance pass me by, for once 
I find myself in total control of my destiny. This chances won't pass me by. I ask that you do not 
destroy my chance, if you will not work with me let me know and let me move on
with my life but do not destroy me. I am a family man and this is an opportunity to provide them 
with new opportunities. There is a reward for this project and it is a task well worth undertaking.
  I have evaluated the risks and the only risk I have here is from you refusing to work with me and 
alerting my bank. I am the only one who knows of this situation, good fortune has blessed you with 
a luck that has planted you into the center of relevance in my life. Let's share the blessing. If 
you find yourself able to work with me, contact me through this email account. If you give me 
positive signals, I will initiate this process towards a conclusion.
I wish to inform you that should you contact me via official channels; I will deny knowing you and 
about this project. I repeat, I do not want you contact me through my official phone lines nor do I 
want you contacting me through my official email account. Contact me only through the numbers I 
will provide for you and also through this email address. I do not want any direct link between you 
and myself. My official lines are not secured lines as they are periodically monitored to assess 
our level of customer care in line with our Total Quality Management Policy. Please observe this 
instruction religiously.
  Please,again, note I am a family man; I have a wife and two children. I send you this mail not 
without a measure of fear as to what the consequences, but I know within me that nothing ventured 
is nothing gained and that success and riches never come easy or on a platter of gold. This is the 
one truth I have learned from my private banking clients. Do not betray my confidence.
Thanks for your anticipated cooperation . Copy your mail to my most private contact email:
Mr Rajesh.Nagaratan

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