Scam Emails Archive : Advance Fee Fraud/419

Subject: Confidential Investment Project

From: "John Michael"<>

This email with the subject "Confidential Investment Project" was received in one of Scamdex's honeypot email accounts on Sun, 22 Nov 2009 14:49:26 -0800 and has been classified as a Advance Fee Fraud/419 Scam.

The sender was "John Michael"<>, although it may have been spoofed.

Good Day ,

I am contacting you concerning a deceased customer and an investment he
placed under our banks management three years ago. I would respectfully
request that you keep the contents of this mail confidential and respect
the integrity of the information you  come by as a result of this mail.

I contacted you independently of our investigation and no one is informed
of this communication. I would like to intimate you with certain facts
that I believe would be of interest to you. In 2001, the subject matter
came to our bank to engage in business discussions with our private
banking division. He informed us that he had a financial portfolio of
Forty Eight Million Three Hundred And Fifty Thousand  United
StatesDollars($48,350,000.00 USD) ,which he wished to have us turn
over(invest) on his behalf. I was the  officer assigned to his case, I was
made numerous suggestions in line with my duties as the de-facto chief
operations officer of the private banking sector, especially given the
volume of funds he wished to put into our bank. We met on  numerous
occasions prior to any investments being placed. I encouraged him to
consider various growth funds with prime ratings. The favored route in my
advise to customers is to start by assessing data on 6000 traditional
stocks and bond managers and 2000 managers of alternative investments.

Based on my advice, We spun the money around various opportunities and
made attractive margins for our first months of operation, the  accrued
profit and interest stood at this point at over ten million United States
Dollars, this margin was not the full potential of the fund but he desired
low risk guaranteed returns on investments.

In mid 2002, he asked that the money be liquidated because he needed to
make an urgent investment requiring cash payments in here in the United
Kingdom. He directed that I liquidate the funds and deposit it with a
security firm here in London. I informed him that HSBC would have to make
special arrangements to have this done and in order not to circumvent due
process, the bank would have to make a 9.5 % deduction from the funds to
cater for banking and statutory charges. He complained about the charges
but later came around when I explained to him the complexities of the task
he was asking of us. Cash movement across boarders has become especially
strict since the incidents of  9/11. I contacted my affiliate here in
London and made the funds available to the security firm. I undertook all
the processes and made sure I followed his precise instructions to the
letter and had the funds deposited at the London based security
consultancy firm, Corporate Securities a specialist  private firm
that accepts deposits from high net worth individuals and blue chip
corporations that handle valuable products or undertake transactions that
need immediate access to cash. This small and highly private organization
is familiar especially to the highly placed and well-connected
organizations. In line with Instructions, the money was deposited with
Corporate Securities Co. The deceased told me he wanted the money  there
in anticipation of his arrival from Norway later that week.

This was the last communication we had, this transpired around 25th June
2003. In June last year, we got a call from Corporate Securities
Co.informing us that the activity of that particular portfolio. This was
an astounding position as far as I was concerned, given the fact that I
managed the private banking sector I was the only one who knew about the
deposit at Corporate Securities Co, and I could not understand why the
deceased had not come forward to claim his deposit. I made futile efforts
to locate the deceased. I immediately passed the task of locating him to
the internal investigations department of HSBC. Four days
later,information started to trickle in, apparently our client was dead. A
person who suited his description was declared dead of a heart attack in
Cannes, South of France.

We were soon enough able to identify the body and cause of death was
confirmed. The bank immediately launched an investigation into possible
surviving next of kin to alert about the situation and also to come
forward to claim his estate. If you are familiar with private banking
affairs, those who patronize our services usually prefer anonymity, but
also some levels of detachment from conventional processes. In his
bio-data form, he listed no next of kin. In the field of private banking
opening an account with us means no one will know of its
existence,accounts are rarely held under a name; depositors use numbers
and codes to make the accounts anonymous. This bank also gives the choice
to depositors of having their mail sent to them or held at the bank
itself,ensuring that there are no traces of the account and as I said,
rarely do they nominate next of kin.

Private banking clients apart from not nominating next of kin also usually
in most cases leave wills in our care, in this case; the deceased died
without a testament .In line with our internal processes for account
holders who have passed away, we instituted our own Investigations in good
faith to determine who should have right to claim the estate. This
investigation has for the past months been unfruitful. We have scanned
every continent and used our private investigation affiliate companies to
get to the root of the problem. It is this investigation that resulted in
my being furnished with your details as a possible relative of the
deceased. My official capacity dictates that I am the only party to
supervise the i nvestigation and the only party to receive the results of
the investigation. What this means, you being the last batch of names we
have considered, is that our dear late fellow died with no known or
identifiable family member. This leaves me as the only person with the
full picture of what the prevailing situation is in relation to the
deposit and the late beneficiary of the deposit.

According to practice, Corporate Securities Co will by the end of this
financial year broadcast a request for statements of claim to HSBC,
failing to receive viable claims they will most probably revert the
deposit back to HSBC. This will result in the money entering the HSBC
accounting system and the portfolio will be out of my hands and out of
the private banking division. This will not happen if I have my way. What
I wish to relate to you will smack of unethical practice but I want you to
understand something. It is only an outsider to the banking world who
finds the internal politics of the banking world aberrational.

The world of private banking especially is fraught with huge rewards for
those who occupy certain offices and oversee certain portfolios. You
should have begun by now to  put together the general direction of what I
propose. I alone have the deposit details and they will release the
deposit to no one unless I instruct them to do so. I alone know of the
existence of this deposit for as far as HSBC is concerned,the transaction
with our late customer concluded when I sent the funds to corporate
securities, all outstanding interactions in relation to the file are just
customer services and due process. Corporate Securities Co. has no single
idea of what the history or nature of the deposit. They are simply
awaiting  instructions to release the deposit to any party that comes
forward. This is the situation. This bank has spent great amounts of money
trying to track this mans family; they have investigated for months and
have found no family. The investigation has come to an end. My
proposal;you share similar details to the late fellow; I am prepared to
place you in a position to instruct Corporate Securities Co to release the
deposit to you as the closest surviving relation. Upon receipt of the
deposit,I am prepared to share the money with you in half. That is: I will
simply nominate you as the next of kin and have them release the deposit
to you.

We share the proceeds 50/50.I would have gone ahead to ask the funds be
released to me, but that would have drawn a straight line to me and my
involvement in claiming the deposit. I assure you that I could have the
deposit released to you within a few days. I will simply inform the bank
of the final closing of the file relating to the deceased I will then
officially communicate with Corporate Securities Co and instruct them to
release the deposit to you. With these two things: all is done.

The alternative would be for us to have Corporate Securities Co direct the
funds to another bank with you as account holder. This way there will be
no need for you to think of receiving the money from Corporate Securities
Co. We can fine-tune this based on our interactions. I am aware of the
consequences of this proposal. I ask that if you find no interest in this
project that you should discard this mail. I ask that you do not be
vindictive and destructive. If my offer is of no appeal to you, delete
this message and forget I ever contacted you. Do not destroy my career
because you do not approve of my proposal.

You may not know this but people like myself who have made tidy sums out
of comparable situations run the whole private banking sector. I am not a
criminal and what I do, I do not find against good conscience, this may be
hard for you to understand, but the dynamics of my industry dictates that
I make this move. Such opportunities only come ones' way once in a
lifetime. I cannot let this chance pass me by, for once I find myself in
total control of my destiny. I am a family man and this is an opportunity
to provide them with new opportunities. There is a reward for this project
and it is a task well worth undertaking. I have evaluated the risks and
the only risk I have here is from you refusing to work with me and
alerting my bank. I am the only one who knows of this situation.  If you
find yourself able to work with me, contact me through this same email
account. If you give me positive signals, I will initiate this process
towards a conclusion. I wish to inform you that should you contact me via
official channels; I will deny knowing you and about this project. I
repeat, I do not want you con tacting me through my official phone lines
nor would you contacting me through my official email account. Contact me
only through the numbers I will provide for you and also through this
email address. I do not want any direct link between you and me. My
official lines  are not secure lines as they are periodically monitored to
assess our level of customer care in line with our Total
Quality Management Policy.

Please observe this instruction religiously. Please, again, note I am a
family man, I have a wife and children. I send you this mail not without a
measure of fear as to what the consequences, but I know within me that
nothing ventured is nothing gained and that success and riches never come
easy or on a platter of gold. This is the one truth I have learnt from my
private banking clients. Do not betray my confidence. If we can be of one
accord, we should plan a meeting, soon.

I await your response.

John Michael.

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