The Scamdex Scam Email Archive - Generic o

Subject:  Please take this step to change life.
From:  Dr. Qin <>
Date:  Wed, 20 Sep 2006 09:38:29 -0700

A Scam Email with the Subject "Please take this step to change life." was received in one of Scamdex's honeypot email accounts on Wed, 20 Sep 2006 09:38:29 -0700 and has been classified as a Generic Scam. The sender was Dr. Qin <>, although it may have been spoofed.

Dr. Qin Li Wang
Lloyds TSB Pacific Limited
Hong Kong Branch
Two Exchange Square      
Central, Hong Kong.
Fax:+ 852-301-61252
Thank you for giving me your time, it is of great importance for you to take care and understand 
every word which I have written down below; please be patient and read the explanation in my email.
I am a staff of Lloyds TSB Group Plc. here in Hong Kong attached in Private Banking Services, I am 
contacting you concerning a customer and an investment placed under our banks management; as a 
matter of fact it was 3 years ago. I would respectfully request that you keep the contents of this 
mail private and also to kindly respect the integrity of the information you come by as a result of 
this email. I contacted you independently of our investigation and no one is informed of this 
communication; I would like to intimate you with certain facts that I believe would be of interest 
to you.
In 2000, the subject matter; Ref: FI/TSB/958/042/0500 came to our bank to engage in business 
discussions with our Private Banking Services Department. He informed us that he had a financial 
portfolio of 14.37 million United States Dollars, which he wished to have us turn over (invest) on 
his behalf. I was the officer assigned to his case; I made numerous suggestions in line with my 
duties as the de-facto chief operations officer of the Private Banking Services Department, 
especially given the volume of funds he wished to put into our bank. We met on numerous occasions 
prior to any investments being placed, and however I encouraged him to consider various growth 
funds with prime ratings. The favoured route in my advice to customers is to start by assessing 
data on 600 traditional stocks and bond managers and 200 managers of alternative investments. Based 
on my advice, we spun the money around various opportunities and made attractive margins for our 
first months of operation, the accrued profit with interest included, stood at this point at over 
15.2 million United States Dollars, this margin was not the full potential of the fund but he 
desired low risk guaranteed returns on investments. In mid 2001, he asked that the money be 
liquidated because he needed to make an urgent investment requiring cash payments in Europe. He 
directed that I liquidate the funds and had it deposited with a firm in Europe. I informed him that 
our bank would have to make special arrangements to have this done and in order not to circumvent 
due process, the bank would have to make a 9.5 % deduction from the funds to cater for banking and 
statutory charges. He complained about the charges but later came around when I explained to him 
the complexities of the task he was asking of us. Cash movement across borders has become 
especially strict since the incidents of 9/11. I contacted my affiliate in Europe and had the funds 
available in mainland Europe, I undertook all the processes and made sure I followed his precise 
instructions to the letter and had the funds deposited in a security consultancy firm, the firm is 
a specialist private firm that accepts deposits from high net worth individuals and blue chip 
corporations that handle valuable products or undertake transactions that need immediate access to 
cash. This small and highly private organization is familiar especially to the highly placed and 
well-connected organizations. In line with instructions, the money was deposited; he told me he 
wanted the money there in anticipation of his arrival from Norway later that week. This was the 
last communication we had, this transpired around February 25th 2002. In June last year, we got a 
call from the security firm informing us of the inactivity of that particular portfolio. This was 
an astounding position as far as I was concerned, given the fact that I managed the private banking 
sector I was the only one who knew about the deposit, and I could not understand why he had not 
come forward to claim his deposit. 
I made futile efforts to locate him I immediately passed the task of locating him to the internal 
investigations department of our bank. Four days later, information started to trickle in, that he 
was apparently dead, a person who suited his description was declared dead of a heart attack in 
Cannes, South of France; we were soon enough able to gather more information and the cause of death 
was confirmed. The bank immediately launched an investigation into possible surviving next of kin 
to alert about the situation and also to come forward to claim his estate. If you are familiar with 
private banking affairs, those who patronize our services usually prefer anonymity, but also some 
levels of detachment from conventional processes. In his bio-data form, he listed no next of kin. 
In the field of private banking, opening an account with us means no one will know of its 
existence, accounts are rarely held under a name; depositors use numbers and codes to make the 
accounts anonymous. This bank also gives the choice to depositors of having their mail sent to them 
or held at the bank itself, ensuring that there are no traces of the account and as I said, rarely 
do they nominate next of kin. Private banking clients apart from not nominating next of kin also 
usually in most cases leave wills in our care, in this case; he died Intestate.
In line with our internal processes for account holders who have passed away, we instituted our own 
investigations in good faith to determine who should have right to claim the estate, this 
investigation for several months were futile. We have scanned every continent and used our private 
investigation affiliate companies to get to the root of the problem. It is this investigation that 
resulted in my decision to obtain your contact details and contact you, being as a foreigner or 
rather non-Asian, as a potential benefactor of the estate even if you are in no way affiliated with 
this individual (the deceased).My official capacity dictates that I am the only party to supervise 
the investigation and the only party to receive the results of the investigation. What this means, 
with you being a foreigner, I have considered the fact that our dear late fellow died with no known 
or identifiable family member. This leaves me as the only person with the full picture of what the 
prevailing situation is in relation to the deposit and the late beneficiary of the deposit. 
According to practice, the firm shall by the end of this financial year broadcast a request for 
statements of claim to our bank, failing to receive viable claims they will most probably revert 
the deposit back to our bank. This will result in the money entering our bank's accounting system 
and the portfolio will be out of my hands and out of the Private Banking Services Department. This 
will not happen if I have my way. 
What I wish to relate to you might be a smack of unethical practice but I want you to understand 
some things and out of the Private Banking Services Department. This will not happen if I have my 
way.  What I wish to relate to you might be a smack of unethical practice but I want you to 
understand something; it is only an outsider to the banking world who finds the internal politics 
of the banking world aberrational. The world of private banking especially is fraught with huge 
rewards for those who occupy certain offices and oversee certain portfolios; you should have begun 
by now to put together the general direction of what I propose. 
There is USD$ 13,991,674(Thirteen million, nine hundred and ninety one thousand, six hundred and 
seventy four united states dollars) deposited, I alone have the deposit details and they will 
release the deposit to no one unless I instruct them to do so. I alone know of the existence of 
this deposit for as far as the finance firm is concerned, the transaction with our deceased 
customer concluded when I sent the funds to the firm, all outstanding interactions in relation to 
the file are just customer services and due process. The finance firm has no single idea of what's 
the history or nature of the deposit, they are simply awaiting instructions to release the deposit 
to any party that comes forward, and this is the situation. This bank has spent great amounts of 
money trying to track the family of the deceased; they have investigated for months and have found 
no family but however the investigation has officially come to an end.  My proposal; I am prepared 
to place you in a position whereby an instruction is given to the finance firm to officially 
release the deposit to you as the closest surviving relation/associate, and all etiquette shall be 
done in accordance with the rule of law, I certainly can guarantee you that. 
By the common law, the power of bequeathing is coeval with the first rudiments of the law, and this 
power has been extended to all a man's Personal and Real estate (Personality & Realty). There is no 
ruling which prevents an inheritance from being so exhausted by legacies as to render it unworthy 
of the heir's acceptance; basically all persons of sound mind are competent to bequeath and devise 
real and personal estate, excepting infants, with all this I would say we have the clear advantage 
to carry out a smooth and perfect operation whereby the paper work shall be coordinated in such a 
way that your status as a sole beneficiary is confirmed. Upon receipt of the deposit, I am prepared 
to share the money with you in half and no more; that is: I will simply nominate you as the next of 
kin and have them release the deposit to you; afterwards we share the proceeds 50/50.
I would have gone ahead to ask the funds be released to me, but that would have drawn a straight 
line to me and my involvement in claiming the deposit, but on the other hand, you as a indifferent 
foreigner would easily pass as the beneficiary with the rights to claim, I assure you that I could 
have the deposit released to you in a few days. I will simply inform our bank of the final closing 
of the file relating to the customer, I will then officially communicate with the finance company 
and instruct them to release the deposit to you; with these two things: all is done. The 
alternative would be for us to have the firm direct the funds to another bank with you as account 
holder, this way there will be no need for you to think of receiving the money from the firm. We 
can fine-tune this based on our interactions, I am aware of the consequences of this proposal and I 
ask that if you find no interest in this project that you should discard this mail. I ask also, 
that you do not be vindictive or destructive, if my offer is of no appeal to you, delete this 
message and forget I ever contacted you; please not destroy my career because you do not approve of 
my proposal. 
You may not know this but people like me who have made tidy sums out of comparable situations run 
the whole private banking sector, I am not a criminal and what I do, I do not find against good 
conscience, this may be hard for you to understand, but the dynamics of my industry dictates that I 
make this move. Such opportunities only come ones' way once in a lifetime. I cannot let this chance 
pass me by and I hope you understand, because for once I found myself in total control and face to 
face with my destiny. These chances won't pass me by, I ask that you do not destroy my chance, if 
you will not work with me please let me know, and hence move on with my life, but do not destroy 
me; I am a family man and this is an occasion to provide them with new opportunities. There is a 
reward for this project and it is a task well worth undertaking, I have evaluated the risks and the 
only risk I have here is from you refusing to work with me and alerting my bank; I am the only one 
who knows of this situation, good fortune will bless you and plant you into the centre of relevance 
in my life, letís share the blessing.
If you find yourself interested to work with me, please contact me specifically, through this email 
account   if you give me positive signals, I will initiate this process 
towards a quick conclusion. It is necessary to inform you that under no condition should you 
contact me via official channels; I will simply deny knowing you and about this project. I repeat, 
I do not want you contacting me through our official lines neither do I want you contacting me 
through my official email account. Contact me only through this email address above; I do not want 
any direct link between you and me. My official lines are not secure lines as they are periodically 
monitored to assess our level of customer care in line with our Total Quality Management policy, 
please observe this instruction religiously. Please, again, note I am a family man; I happily 
married with kids, I send you this mail not without a measure of fear as to what the consequences 
might be, but I know within me that nothing ventured is nothing gained and that success and riches 
never come easy or on a platter of gold, this is the one truth I have learned from my private 
banking clients; do not betray my confidence. If we can be of one accord I shall have the pleasure 
of meeting you, after this task has been completed plan a meeting.
please contact me specifically, through this email account 
I await your response.
Yours Sincerely,
Dr. Qin Li Wang.