Scam Emails Archive : Advance Fee Fraud/419


From: <>

This email with the subject "GET BACK PLEASE" was received in one of Scamdex's honeypot email accounts on Wed, 31 Dec 2008 05:25:30 -0500 and has been classified as a Advance Fee Fraud/419 Scam.

The sender was <>, although it may have been spoofed.

Good Day,

Greetings to you and your family, I am a staff of Private Banking Services here in Bank of 
China(BOC). I am contacting you concerning one of our late customers investment placed under our 
banks management 3 years ago.

I would respectfully request that you keep the contents of this mail confidential and respect the 
integrity of the information you come by as a result of this mail. I contacted you independently of 
our investigation and no one is informed of this communication. I would like to intimate you with 
certain facts that I believe would be of interest to you.

In 2002, the subject matter; ref: bb/boc/bank/0012 came to our bank to engage in business 
discussions with our Private Banking Services Department. He informed us that he had a financial 
portfolio of 8.375 million United States Dollars, which he wished to have us turn over (invest) on 
his behalf.

I was the officer assigned to his case; I made numerous suggestions in line with my duties as the 
de-facto chief operations officer of the Private Banking Services Department, especially given the 
volume of funds he wished to put into our bank. We met on numerous occasions prior to any 
investments being placed. I encouraged him to consider various growth funds with prime ratings. The 
favored route in my advice to customers is to start by assessing data on 6000 traditional stocks 
and bond managers and 2000 managers of alternative investments. Based on my advice, we spun the 
money around various opportunities and made attractive margins for our first months of operation, 
the accrued profit and interest stood at this point at over 10 million United States Dollars,
this margin was not the full potential of the fund but he desired low risk guaranteed returns on 

 In mid 2004, he asked that the money be liquidated because he needed to make an urgent investment 
requiring cash payments in Europe. He directed that I liquidate the funds and had it deposited with 
a firm. I informed him that the bank would have to make special arrangements to have this done and 
in order not to circumvent due process, the bank would have to make a 9.5 % deduction from the 
funds to cater for banking and statutory charges. He complained about the charges but later came 
around when I explained to him the complexities of the task he was asking of us. Cash movement 
across borders has become especially strict since the incident of 9/11. I contacted my affiliate in 
and had the funds available.

 I undertook all the processes and made sure I followed his precise instructions to the letter and 
had the funds deposited in a security consultancy firm, the firm is a specialist private firm that 
accepts deposits from high net worth individuals and blue chip corporations that handle valuable 
products or undertake transactions that need immediate access to cash. This small and highly 
private organization is familiar especially to the highly placed and well-connected organizations. 
In line with instructions, the money was deposited. He told me he wanted the money there in 
anticipation of his arrival from Norway later that week. This was the last communication we had, 
this transpired around 9th October 2004. 

In January this year, we got a call from the security firm informing us that the inactivity of that 
particular portfolio. This was an astounding position as far as I was concerned, given the fact 
that I managed the private banking sector I was the only one who knew about the deposit , and I 
could not understand why he had not come forward to claim his deposit. I made futile efforts to 
locate him I immediately passed the task of locating him to the internal investigations department 
of the Bank of China. Four days later, information started to trickle in, apparently he was dead. A 
person who suited his description was declared dead of a heart attack in Canne, South of France. We 
were soon enough able to identify the body and cause of death was confirmed. 

The bank immediately launched an investigation into possible surviving next of kin to alert about 
the situation and also to come forward to claim his estate. If you are familiar with private 
banking affairs, those who patronize our services usually prefer anonymity, but also some levels of 
detachment from conventional processes. In his bio-data form, he listed no next of kin. In the 
field of private banking, opening an account with us means no one will know of its existence, 
accounts are rarely held under a name; depositors use numbers and codes to make the accounts 
anonymous. This bank also gives the choice to depositors of having their mail sent to them or held 
at the bank itself, ensuring that there are no traces of the account and as I said, rarely do they 
nominate next of kin. Private banking clients apart from not nominating next of kin also usually in 
most cases leave wills in our care, in this case; he died intestate.

In line with our internal processes for account holders who have passed away, we instituted our own 
investigations in good faith to determine who should have right to claim the estate. This 
investigation has for the past months been unfruitful. We have scanned every continent and used our 
private investigation affiliate companies to get to the root of the problem. The investigation did 
not ever yield any result My official capacity dictates that I am the only party to supervise the 
investigation and the only party to receive the results of the investigation. 

 This leaves me as the only person with the full picture of what the prevailing situation is in 
relation to the deposit and the late beneficiary of the deposit. According to practice, the firm 
will by the end of this financial year broadcast a request for statements of claim to Habib Allied 
Bank, failing to receive viable claims they will most probably revert the deposit back to Habib 
Allied Bank. This will result in the money entering the Bank accounting system and the portfolio 
will be out of my hands and out of the Private Banking Services Department. This will not happen if 
I have my way.

What I wish to relate to you will smack of unethical practice but I want you to understand 
something. It is only an outsider to the banking world who finds the internal politics of the 
banking world aberrational. The world of private banking especially is fraught with huge rewards 
for those who occupy certain offices and oversee certain portfolios. You should have begun by now 
to put together the general direction of what I propose. There is US$ 8,375,000.00 deposited, I 
alone have the deposit details and they will release the deposit to no one unless I instruct them 
to do so. I alone know of the existence of this deposit for as far as Habib Allied Bank is 
concerned, the transaction with our deceased customer concluded when I sent the funds to the firm, 
all outstanding interactions in relation to the file are just customer services and due process. 

They are simply awaiting instructions to release the deposit to any party that comes forward. This 
is the situation. This bank has spent great amounts of money trying to track this man's family; 
they have investigated for months and have found no family. The investigation has come to an end.

My proposal;  I am prepared to place you in a position to give instruction for the release of the  
deposit to you as the closest surviving relation. Upon receipt of the deposit, I am prepared to 
share the money with you in half. That is: I will simply nominate you as the next of kin and have 
them release the deposit to you. We share the proceeds 50/50. I would have gone ahead to ask the 
funds be released to me, but that would have drawn a straight line to me and my involvement in 
claiming the deposit. I assure you that I could have the deposit released to you within a few days. 
I will simply inform the bank of the final closing of the file relating to the customer I will then 
officially communicate with the firm and instruct them to release the deposit to you. With these 
two things: all is done. The alternative would be for us to have the firm direct the funds to 
another bank with you as account holder. This way there will be no need for you to think of 
receiving the money f
rom the firm.  We can fine-tune this based on our interactions.

I am aware of the consequences of this proposal. I ask that if you find no interest in this project 
that you should discard this mail. I ask that you do not be vindictive and destructive. If my offer 
is of no appeal to you, delete this message and forget I ever contacted you. Do not destroy my 
career because you do not approve of my proposal. You may not know this but people like myself who 
have made tidy sums out of comparable situations run the whole private banking sector. I am not a 
criminal and what I do, I do not find against good conscience, this may be hard for you to 
understand, but the dynamics of my industry dictates that I make this move.

Such opportunities only come ones'way once in a lifetime. I cannot let this chance pass me by, for 
once I find myself in total control of my destiny. These chances won't pass me by. I ask that you 
do not destroy my chance, if you will not work with me let me know and let me move on with my life 
but do not destroy me. I am a family man and this is an opportunity to provide them with new 
opportunities. There is a reward for this project and it is a task well worth undertaking. I have 
evaluated the risks and the only risk I have here is from you refusing to work with me and alerting 
my bank. I am the only one who knows of this situation, good fortune has blessed you with a name 
that has planted you into the center of relevance in my life. Let's share the blessing.

If you find yourself able to work with me, kindly give me positive signals, I will initiate this 
process towards a conclusion. I wish to inform you that should you contact me via official 
channels; I will deny knowing you and about this project. I repeat, I do not want you contacting me 
through my official phone lines nor do I want you contacting me through my official email account. 
Contact me only through this email address. I do not want any direct link between you and me. My 
official lines are not secure lines as they are periodically monitored to assess our level of 
customer care in line with our Total Quality Management Policy.

Please observe this instruction religiously. Please, again, note I am a family man; I have a wife 
and children. I send you this mail not without a measure of fear as to what the consequences, but I 
know within me that nothing ventured is nothing gained and that success and riches never come easy 
or on a platter of gold. This is the one truth I have learned from my private banking clients. Do 
not betray my confidence. If we can be of one accord, send me your response on this email to enable 
us commences this line of discussion.

Best regards,

Wang Yan.

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