Scam Emails Archive : Generic


From: "wag qin" <>

This email with the subject "READ VERY CAREFULLY AND REPLY" was received in one of Scamdex's honeypot email accounts on Mon, 25 Aug 2008 12:10:40 -0400 and has been classified as a Generic Scam.

The sender was "wag qin" <>, although it may have been spoofed.

Qin Li Wang
Lloyds TSB Pacific Limited
Hong Kong Branch
Two Exchange Square      
Central, Hong Kong.

Thank you for giving me your time, it is of great importance for you to take care and understand 
every word which I have written down below; please be patient and read the explanation in my email.

I am a staff of Lloyds TSB Group Plc. here in Hong Kong attached in Private Banking Services, I am 
contacting you concerning a customer and an investment placed under our banks management; as a 
matter of fact it was 3 years ago. I would respectfully request that you keep the contents of this 
mail private and also to kindly respect the integrity of the information you come by as a result of 
this email. I contacted you independently of our investigation and no one is informed of this 
communication; I would like to intimate you with certain facts that I believe would be of interest 
to you.

In 2000, the subject matter; Ref: FI/TSB/958/042/0500 came to our bank to engage in business 
discussions with our Private Banking Services Department. He informed us that he had a financial 
portfolio of 14.37 million United States Dollars, which he wished to have us turn over (invest) on 
his behalf. I was the officer assigned to his case; I made numerous suggestions in line with my 
duties as the de-facto chief operations officer of the Private Banking Services Department, 
especially given the volume of funds he wished to put into our bank. We met on numerous occasions 
prior to any investments being placed, and however I encouraged him to consider various growth 
funds with prime ratings. The favored route in my advice to customers is to start by assessing data 
on 600 traditional stocks and bond managers and 200 managers of alternative investments. Based on 
my advice, we spun the money around various opportunities and made attractive margins for our first 
months of operation, t
 he accrued profit with interest i

I made futile efforts to locate him I immediately passed the task of locating him to the internal 
investigations department of our bank. Four days later, information started to trickle in, that he 
was apparently dead, a person who suited his description was declared dead of a heart attack in 
Cannes, South of France; we were soon enough able to gather more information and the cause of death 
was confirmed. The bank immediately launched an investigation into possible surviving next of kin 
to alert about the situation and also to come forward to claim his estate. If you are familiar with 
private banking affairs, those who patronize our services usually prefer anonymity, but also some 
levels of detachment from conventional processes. In his bio-data form, he listed no next of kin. 
In the field of private banking, opening an account with us means no one will know of its 
existence, accounts are rarely held under a name; depositors use numbers and codes to make the 
accounts anonymous
 . This bank also gives the choice

In line with our internal processes for account holders who have passed away, we instituted our own 
investigations in good faith to determine who should have right to claim the estate, this 
investigation for several months were futile. We have scanned every continent and used our private 
investigation affiliate companies to get to the root of the problem. It is this investigation that 
resulted in my decision to obtain your contact details and contact you, being as a foreigner or 
rather non-Asian, as a potential benefactor of the estate even if you are in no way affiliated with 
this individual (the deceased).My official capacity dictates that I am the only party to supervise 
the investigation and the only party to receive the results of the investigation. What this means, 
with you being a foreigner, I have considered the fact that our dear late fellow died with no known 
or identifiable family member. This leaves me as the only person with the full picture of what the 
 g situation is in relation to the

What I wish to relate to you might be a smack of unethical practice but I want you to understand 
something; it is only an outsider to the banking world who finds the internal politics of the 
banking world aberrational. The world of private banking especially is fraught with huge rewards 
for those who occupy certain offices and oversee certain portfolios; you should have begun by now 
to put together the general direction of what I propose. There is USD$ 13,991,674(Thirteen million, 
nine hundred and ninety one thousand, six hundred and seventy four united states dollars) 
deposited, I alone have the deposit details and they will release the deposit to no one unless I 
instruct them to do so. I alone know of the existence of this deposit for as far as the finance 
firm is concerned, the transaction with our deceased customer concluded when I sent the funds to 
the firm, all outstanding interactions in relation to the file are just customer services and due 
process. The finance firm 
 has no single idea of what's the 

My proposal; I am prepared to place you in a position whereby an instruction is given to the 
finance firm to officially release the deposit to you as the closest surviving relation/associate, 
and all etiquette shall be done in accordance with the rule of law, I certainly can guarantee you 
that. By the common law, the power of bequeathing is coeval with the first rudiments of the law, 
and this power has been extended to all a man's Personal and Real estate (Personalty & Realty). 
There is no ruling which prevents an inheritance from being so exhausted by legacies as to render 
it unworthy of the heir's acceptance; basically all persons of sound mind are competent to bequeath 
and devise real and personal estate, excepting infants, with all this I would say we have the clear 
advantage to carry out a smooth and perfect operation whereby the paper work shall be coordinated 
in such a way that your status as a sole beneficiary is confirmed. Upon receipt of the deposit, I 
am prepared t
 o share the money with you in hal

I would have gone ahead to ask the funds be released to me, but that would have drawn a straight 
line to me and my involvement in claiming the deposit, but on the other hand, you as a indifferent 
foreigner would easily pass as the beneficiary with the rights to claim, I assure you that I could 
have the deposit released to you in a few days. I will simply inform our bank of the final closing 
of the file relating to the customer, I will then officially communicate with the finance company 
and instruct them to release the deposit to you; with these two things: all is done. The 
alternative would be for us to have the firm direct the funds to another bank with you as account 
holder, this way there will be no need for you to think of receiving the money from the firm. We 
can fine-tune this based on our interactions, I am aware of the consequences of this proposal and I 
ask that if you find no interest in this project that you should discard this mail. I ask also, 
that you do not be
  vindictive or destructive, if my

If you find yourself interested to work with me, please contact me specifically, through this email 
account if you give me positive signals, I will initiate this process 
towards a quick conclusion. It is necessary to inform you that under no condition should you 
contact me via official channels; I will simply deny knowing you and about this project. I repeat, 
I do not want you contacting me through our official lines neither do I want you contacting me 
through my official email account. Contact me only through this email address above; I do not want 
any direct link between you and me. My official lines are not secure lines as they are periodically 
monitored to assess our level of customer care in line with our Total Quality Management policy, 
please observe this instruction religiously. Please, again, note I am a family man; I happily 
married with kids, I send you this mail not without a measure of fear as to what the consequences 
might be, but I know 
 within me that nothing ventured i

I await your response.

Yours Sincerely,

Qin Li Wang