The Scamdex Scam Email Archive - Advance Fee Fraud/419 o

Subject:  HSBC BANK
Date:  Fri, 13 Mar 2009 00:00:25 -0400

A Scam Email with the Subject "HSBC BANK" was received in one of Scamdex's honeypot email accounts on Fri, 13 Mar 2009 00:00:25 -0400 and has been classified as a Advance Fee Fraud/419 Scam. The sender was "JOHN MICHAEL"<>, although it may have been spoofed.

Name: John Michael


Good day,

I know this is an unconventional way of introducing a big and profitablebusiness deal, but I 
however want you to take your time to read my lettercarefully, you will understand the necessity 
for my action. I got youremail address from the Ministry of Commerce Directory

I am John Michael, staff of International Private Banking at HSBC Bank. Iam contacting you 
concerning a deceased customer and an investment he placed under our banks management three years 
ago. I would respectfully request that you keep the contents of this mail confidential and 
respectthe integrity of the information you come by as a result of this mail.

I contacted you independently of our investigation and no one is informedof this communication. I 
would like to intimate you with certain factsthat I believe would be of interest to you. In 2001, 
the subject mattercame to our bank to engage in business discussions with our privatebanking 
division. He informed us that he had a financial portfolio ofForty Eight Million Three Hundred and 
Fifty Thousand Unite d StatesDollars ($48,350,000.00 USD), which he wished to have us turn 
over(invest) on his behalf. I was the officer assigned to his case; I was madenumerous suggestions 
in line with my duties as the de-facto chiefoperations officer of the private banking sector, 
especially given thevolume of funds he wished to put into our bank. We met on numerous
occasions prior to any investments being placed. I encouraged him to consider various growth funds 
with prime ratings. The favored route in myadvice to customers is to start by assessing data on 
6000 traditional stocks and bond managers and 2000 managers of alternative investments.Based on my 
advice, we spun the money around various opportunities and made attractive margins for our first 
months of operation, the accrued profit and interest stood at this point at over ten million United 
StatesDollars, this margin was not the full potential of the fund but he desiredlow risk guaranteed 
returns on investments.

In mid 2002, he asked that the money be liquidated because he needed tomake an urgent investment 
requiring cash payments in here in the United Kingdom. He directed that I liquidate the funds and 
deposit it with a security firm here in London. I informed him that HSBC would have to makespecial 
arrangements to have this done and in order not to circumvent dueprocess, the bank would have to 
make a 9.5 % deduction from the funds tocater for banking and statutory charges. He complained 
about the chargesbut later came around when I explained to him the complexities of the taskhe was 
asking of us. Cash movement across boarders has become especiallystrict since the incidents of 
9/11. I contacted my affiliate in here in London and made the funds available to the security firm. 
I undertook allthe processes and made sure I followed his precise instructions to theletter and had 
the funds deposited at the London based securityconsultancy firm, Corporate Securities Co. 
Corporate Securities Co is aspecialist private firm t
Cannes, South of France.

We were soon enough able to identify the body and cause of death was confirmed. The bank 
immediately launched an investigation into possible surviving next of kin to alert about the 
situation and also to come forward to claim his estate. If you are familiar with private banking 
affairs, those who patronize our services usually prefer anonymity, but also some levels of 
detachment from conventional processes. In his
bio-data form, he listed no next of kin. In the field of private banking opening an account with us 
means no one will know of its existence, accounts are rarely held under a name; depositors use 
numbers and codes to make the accounts anonymous. This bank also gives the choice to depositors of 
having their mail sent to them or held at the bank itself, ensuring that there are no traces of the 
account and as I said, rarely do they nominate next of kin.

Private banking clients apart from not nominating next of kin also usually in most cases leave 
wills in our care, in this case; the deceased died without a testament .In line with our internal 
processes for account holders who have passed away, we instituted our own Investigations in good 
faith to determine who should have right to claim the estate. This investigation has for the past 
months been unfruitful. We have scanned every continent and used our private investigation 
affiliate companies to get to the root of the problem. It is this investigation that resulted in my 
being furnished with your details as a possible relative of the deceased. My official capacity 
dictates that I am the only party to supervise the investigation and the only party to receive the 
results of the investigation. What this means, you being the last batch of names we have 
considered, is that our dear late fellow died with no known or identifiable family member. This 
leaves me as the only person with the full picture of what the pr

According to practice, Corporate Securities Co will by the end of this financial year broadcast a 
request for statements of claim to HSBC,failing to receive viable claims they will most probably 
revert the deposit back to HSBC. This will result in the money entering the HSBC accounting system 
and the portfolio will be out of my hands and out of the private banking division. This will not 
happen if I have my way. What I wish to relate t o you will smack of unethical practice but I want 
you to understand something. It is only an outsider to the banking world who finds the internal 
politics of the banking world aberrational.

The world of private banking especially is fraught with huge rewards for those who occupy certain 
offices and oversee certain portfolios. You should have begun by now to put together the general 
direction of what I propose. I alone have the deposit details and they will release the deposit to 
no one unless I instruct them to do so. I alone know of the existence of this deposit for as far as 
HSBC is concerned, the transaction with our late customer concluded when I sent the funds to 
corporate securities, all outstanding interactions in relation to the file are just customer 
services and due process. Corporate Securities Co has no single idea of what the history or nature 
of the deposit. They are simply awaiting instructions to release the deposit to any party that 
comes forward. This is the situation. This bank has spent great amounts of money trying to track 
this mans family; they have investigated for months and have found no family. The investigation has 
come to an end. My proposal; you share similar detai
alternative would be for us to have Corporate Sec unities Co direct the funds to another bank with 
you as account holder. This way there will be no need for you to think of receiving the money from 
Corporate Securities Co. We can fine-tune this based on our interactions. I am aware of the 
consequences of this proposal. I ask that if you find no interest in this project that you should 
discard this mail. I ask that you do not be vindictive and destructive. If my offer is of no appeal 
to you, delete this message and forget I ever contacted you. Do not destroy my career because you 
do not approve of my proposal.

You may not know this but people like myself who have made tidy sums out of comparable situations 
run the whole private banking sector. I am not a criminal and what I do, I do not find against good 
conscience, this may be hard for you to understand, but the dynamics of my industry dictates that I 
make this move. Such opportunities only come ones' way once in a lifetime. I cannot let this chance 
pass me by, for once I find myself in total control of my destiny. These chances won’t pass me by. 
I ask that you do not destroy my chance, if you will not work with me let me know and let me move 
on with my life but do not destroy me. I am a family man and this is an opportunity to provide them 
with new opportunities. There is a reward for this project and it is a task well worth undertaking. 
I have evaluated the risks and the only risk I have here is from you refusing to work with me and 
alerting my bank. I am the only one who knows of this situation, good fortune has blessed you with 
a name that has planted you int

Please observe this instruction religiously. Please, again, note I am a family man, I have a wife 
and children. I send you this mail not without a measure of fear as to what the consequences, but I 
know within me that nothing ventured is nothing gained and that success and riches never come easy 
or on a platter of gold. This is the one truth I have learnt from my private banking clients. Do 
not betray my confidence. If we can be of one accord, we should plan a meeting, soon.Thank you so 
much for your time. 

I look forward to hearing from you soonest.

I await your response.

John Michael.

Kindly send your response to my direct email


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