The Scamdex Scam Email Archive - Advance Fee Fraud/419 o

Subject:  Fw: HSBC BANK
From:  minerva zarza <>
Date:  Thu, 11 Sep 2008 04:33:03 -0700

A Scam Email with the Subject "Fw: HSBC BANK" was received in one of Scamdex's honeypot email accounts on Thu, 11 Sep 2008 04:33:03 -0700 and has been classified as a Advance Fee Fraud/419 Scam. The sender was minerva zarza <>, although it may have been spoofed.

--- On Wed, 10/9/08, John Michael <> wrote:
From: John Michael <>
Subject: HSBC BANK
Date: Wednesday, 10 September, 2008, 2:33 AM

Name: John Michael

Good day,

I am John Michael, staff of International Private Banking at HSBC Bank. I
am contacting you concerning a deceased customer and an investment he
placed under our banks management three years ago. I would respectfully
request that you keep the contents of this mail confidential and respect
the integrity of the information you come by as a result of this mail.

I contacted you independently of our investigation and no one is informed
of this communication. I would like to intimate you with certain facts that
I believe would be of interest to you. In 2001, the subject matter came to
our bank to engage in business discussions with our private banking
division. He informed us that he had a financial portfolio of Forty Eight
Million Three Hundred and Fifty Thousand Unite d States Dollars
($48,350,000.00 USD), which he wished to have us turn over (invest) on his
behalf. I was the officer assigned to his case; I was made numerous
suggestions in line with my duties as the de-facto chief operations officer
of the private banking sector, especially given the volume of funds he
wished to put into our bank. We met on numerous occasions prior to any
investments being placed. I encouraged him to consider various growth funds
with prime ratings. The favored route in my advice to customers is to start
by assessing data on 6000 traditional stocks and bond managers and 2000
managers of alternative investments. Based on my advice, we spun the money
around various opportunities and made attractive margins for our first
months of operation, the accrued profit and interest stood at this point at
over ten million United States Dollars, this margin was not the full
potential of the fund but he desired low risk guaranteed returns on

In mid 2002, he asked that the money be liquidated because he needed to
make an urgent investment requiring cash payments in here in the United
Kingdom. He directed that I liquidate the funds and deposit it with a
security firm here in London. I informed him that HSBC would have to make
special arrangements to have this done and in order not to circumvent due
process, the bank would have to make a 9.5 % deduction from the funds to
cater for banking and statutory charges. He complained about the charges
but later came around when I explained to him the complexities of the task
he was asking of us. Cash movement across boarders has become especially
strict since the incidents of 9/11. I contacted my affiliate in here in
London and made the funds available to the security firm. I undertook all
the processes and made sure I followed his precise instructions to the
letter and had the funds deposited at the London based security consultancy
firm, Corporate Securities Co. Corporate Securities Co is a specialist
private firm that accepts deposits from high net worth individuals and blue
chip corporations that handle valuable products or undertake transactions
that need immediate access to cash. This small and highly private
organization is familiar especially to the highly placed and well-connected
organizations. In line with Instructions, the money was deposited with
Corporate Securities Co. The deceased told me he wanted the money; there in
anticipation of his arrival from Norway later that week. This was the last
communication we had, this transpired around 25th June 2003. In June last
year, we got a call from Corporate Securities Co informing us that the
activity of that particular portfolio. This was an astounding position as
far as I was concerned, given the fact that I managed the private banking
sector I was the only one who knew about the deposit at Corporate
Securities Co, and I could not understand why the deceased had not come
forward to claim his deposit. I made futile efforts to locate the deceased.
I immediately passed the task of locating him to the internal
investigations department of HSBC. Four days later, information started to
trickle in, apparently our client was dead. A person who suited his
description was declared dead of a heart attack in Cannes, South of France.

We were soon enough able to identify the body and cause of death was
confirmed. The bank immediately launched an investigation into possible
surviving next of kin to alert about the situation and also to come forward
to claim his estate. If you are familiar with private banking affairs,
those who patronize our services usually prefer anonymity, but also some
levels of detachment from conventional processes. In his bio-data form, he
listed no next of kin. In the field of private banking opening an account
with us means no one will know of its existence, accounts are rarely held
under a name; depositors use numbers and codes to make the accounts
anonymous. This bank also gives the choice to depositors of having their
mail sent to them or held at the bank itself, ensuring that there are no
traces of the account and as I said, rarely do they nominate next of kin.

Private banking clients apart from not nominating next of kin also usually
in most cases leave wills in our care, in this case; the deceased died
without a testament .In line with our internal processes for account
holders who have passed away, we instituted our own Investigations in good
faith to determine who should have right to claim the estate. This
investigation has for the past months been unfruitful. We have scanned
every continent and used our private investigation affiliate companies to
get to the root of the problem. It is this investigation that resulted in
my being furnished with your details as a possible relative of the
deceased. My official capacity dictates that I am the only party to
supervise the investigation and the only party to receive the results of
the investigation. What this means, you being the last batch of names we
have considered, is that our dear late fellow died with no known or
identifiable family member. This leaves me as the only person with the full
picture of what the prevailing situation is in relation to the deposit and
the late beneficiary of the deposit.

According to practice, Corporate Securities Co will by the end of this
financial year broadcast a request for statements of claim to HSBC, failing
to receive viable claims they will most probably revert the deposit back to
HSBC. This will result in the money entering the HSBC accounting system and
the portfolio will be out of my hands and out of the private banking
division. This will not happen if I have my way. What I wish to relate t o
you will smack of unethical practice but I want you to understand
something. It is only an outsider to the banking world who finds the
internal politics of the banking world aberrational.

The world of private banking especially is fraught with huge rewards for
those who occupy certain offices and oversee certain portfolios. You should
have begun by now to put together the general direction of what I propose.
I alone have the deposit details and they will release the deposit to no
one unless I instruct them to do so. I alone know of the existence of this
deposit for as far as HSBC is concerned, the transaction with our late
customer concluded when I sent the funds to corporate securities, all
outstanding interactions in relation to the file are just customer services
and due process. Corporate Securities Co has no single idea of what the
history or nature of the deposit. They are simply awaiting instructions to
release the deposit to any party that comes forward. This is the situation.
This bank has spent great amounts of money trying to track this mans
family; they have investigated for months and have found no family. The
investigation has come to an end. My proposal; you share similar details to
the late fellow; I am prepared to place you in a position to instruct
Corporate Securities Co to release the deposit to you as the closest
surviving relation. Upon receipt of the deposit, I am prepared to share the
money with you in half. That is: I will simply nominate you as the next of
kin and have them release the deposit to you. We share the proceeds 50/50.I
would have gone ahead to ask the funds be released to me, but that would
have drawn a straight line to me and my involvement in claiming the
deposit. I assure you that I could have the deposit released to you within
a few days. I will simply inform the bank of the final closing of the file
relating to the deceased I will then officially communicate with Corporate
Securities Co and instruct them to release the deposit to you. With these
two things: all is done. The alternative would be for us to have Corporate
Sec unities Co direct the funds to another bank with you as account holder.
This way there will be no need for you to think of receiving the money from
Corporate Securities Co. We can fine-tune this based on our interactions. I
am aware of the consequences of this proposal. I ask that if you find no
interest in this project that you should discard this mail. I ask that you
do not be vindictive and destructive. If my offer is of no appeal to you,
delete this message and forget I ever contacted you. Do not destroy my
career because you do not approve of my proposal.

You may not know this but people like myself who have made tidy sums out of
comparable situations run the whole private banking sector. I am not a
criminal and what I do, I do not find against good conscience, this may be
hard for you to understand, but the dynamics of my industry dictates that I
make this move. Such opportunities only come ones' way once in a lifetime.
I cannot let this chance pass me by, for once I find myself in total
control of my destiny. These chances wonât pass me by. I ask that you do
not destroy my chance, if you will not work with me let me know and let me
move on with my life but do not destroy me. I am a family man and this is
an opportunity to provide them with new opportunities. There is a reward
for this project and it is a task well worth undertaking. I have evaluated
the risks and the only risk I have here is from you refusing to work with
me and alerting my bank. I am the only one who knows of this situation,
good fortune has blessed you with a name that has planted you into the
center of relevance in my life. Let share the blessing. If you find
yourself able to work with me, contact me through this same email account.
If you give me positive signals, I will initiate this process towards a
conclusion. I wish to inform you that should you contact me via official
channels; I will deny knowing you and about this project. I repeat, I do
not want you con tacting me through my official phone lines nor do I
wouldnât you contacting me through my official email account. Contact me
only through the numbers I will provide for you and also through this email
address. I do not want any direct link between you and me. My official
lines are not secure lines as they are periodically monitored to assess
our level of customer care in line with our Total Quality Management

Please observe this instruction religiously. Please, again, note I am a
family man, I have a wife and children. I send you this mail not without a
measure of fear as to what the consequences, but I know within me that
nothing ventured is nothing gained and that success and riches never come
easy or on a platter of gold. This is the one truth I have learnt from my
private banking clients. Do not betray my confidence. If we can be of one
accord, we should plan a meeting, soon.

I await your response.

John Michael.

Kindly send your response to my direct email



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