money laundering

Who or What is BobBear?

In my infrequent callouts to other websites that  (like Scamdex) were  created out of the blind fury experinced by seeing bad people taking money from good people, I have another site for you to take notice of.

But first, a recap:

When Scamdex started in 2004, there were very few sites about scams and Internet fraud; we felt there was a need to educate people and, using the power of Search Engines, set out to make it easy to check on emails and websites.

Since then, the field has  grown – lots of Government-funded sites have sprung up, large Internet organizations  have (finally) acknowledged that fraud does happen and now devote precious pages to warning their customers  “it’s not our fault, please don’t bother trying to sue us” “there are unscrupulous people out there so please don’t use Western Union to but Laptops from Nigeria” etc…

But still Scamdex and the many other privately run websites continue in their (often one-manned) struggle against the odds and so to one of these: ‘BobBear’

Bob Bear Website Logo

Bob Bear Website Logo

Bobbear.co.uk is a voluntary, non-profit site dedicated to providing information on fake companies offering part-time, work from home job scams, in particular money mule or money transfer fraud, aka ‘payment transfer agent’ scams and the related reshipping fraud or ‘parcels agent’ scams. They also provide victim advice and support. If you receive a suspect spam offering you a job or find a website offering fraud jobs then please send them (and us) a copy.

Please support them – you know it makes sense!

Gringotts Bank Business Opportunity – Harry Potter Spoof Email

In a lighter vein, here’s one I knocked up myself – guess what I’m reading at the moment!

Though seems unsolicited, this owlmail is a business proposal to you. I appreciate the fact that you have every reason to be suspension, please note this proposal is very real. I will employ you to read it with open mind and act in the best way as directed by your mind and instinct.

My name is Amelia Bundweazel, Chief Operating Goblin (Magical Transactions) of Gringotts Bank (Durmstrang). It is understandable that you might be a little bit apprehensive because you do not know me but I have a lucrative business proposal of mutual benefits to share with you.

In June, 2001, a late client of the bank, a Wealthy Wizard from the Ministry of Magic whom we presumed (rightly or wrongly) to be a relative of yours made a numbered fixed deposit of Twenty-one million Five Hundred Thousand Gold Galleons (GG 21,500,000.00) We later found out that he and his family had been killed in an unfortunate accident involving a mid-air collision between a Magical Defense Forces High Speed Dragon and their flying muggle car (A Reliant Robin).


(See http://www.dailyprophet.com/brknwz/2001-020-20.htm for details).

After further investigation it was also discovered that he did not declare any next of kin and no one except me knows of his deposit in our bank and the secret password (‘Hamza Scamza’). So, the gold is still laying unclaimed deep in our vaults. What bothers me most is that according to the laws of my bank, at the expiration of seven {7} years the gold will turn to ashes and the vault will disappear if nobody applies to claim the funds.

Against this backdrop, my suggestion to you is that I will like you to stand as the next of kin so that you will be able to receive the funds.

I want you to know that I have had everything planned out so that we shall come out successful. I have a memory modification spell prepared that will show that you are his next of kin (AT NO COST OF YOURS), all that is required from you is to provide me with your Full Names and Address so that I can complete the spell. After you have been made the next of kin, I will help move the contents of the vault to your own, or made accessible to you with a Wizard Unionâ„¢ (Secure Floo Network) MTM spell.

There is no risk involved at all in this transaction, As a bank goblin, I am forbidden to reveal the banks secrets so I am taking a great risk in discussing this with you. I am the only one who knows of this situation, good fortune has blessed you with a name that has planted you into the center of relevance in my life. Please endeavor to observe utmost discretion in all matters concerning this issue. Once the funds have been transferred to your vault, we shall share in the ratio of 50% for me, 40% for you and 20% for bribes to Dragons (but this can be subjected to further negotiations). I send you this mail not without a measure of fear as to the consequences, but I know within me that nothing ventured is nothing gained and that success and riches never come easy or on a platter of gold. Please observe this instruction religiously.

Should you be interested please send me your,

1, Full Names,

2, Current Contact Address,

3, Bank Vault Personal Identification Spell (PIS)

And I will prefer you reach me on my private email address: Graham.crabbe@yahoo.wiz and finally after that I shall furnish you with more information’s about this operation. Your earliest response to this letter will be appreciated.

Kind Regards,

Amelia Bundweazel,

Graham.crabbe@yahoo.wiz

__________________________________________________________________________________

Yahoo.wiz – Get your own free owlmail account today!

Was this message Owlspam? Report it to owlspam@yahoo.wiz
Yahoo.wiz is not responsible for nips, droppings or other owl damage.  Please remember, Owls are only the messenger, treat all owls kindly!
————————————————————————————————————–

THIS OWLMAIL HAS BEEN CHECKED FOR VIRUSES, TROJANS, HEXES, CURSES AND JINXES BY HEXMARSHALL

On a related note, Warner Bros have the following warning at the top of their massively successful-but-oddly-named “Harry Potter Dialogue Centre“.

ALERT – EMAIL FRAUD ADVISORY
There have recently been a number of emails circulating claiming to be casting for upcoming Harry Potter films. Many of these emails request personal information and some have the subject line of “WARNERBROS CASTSEARCH” or something to that effect. This is to advise that Warner Bros. Entertainment Inc. does not engage in casting activity through email. These emails are fraudulent and you should not respond to any such email. Feel free to forward any such messages to anti-piracy@warnerbros.com and we will do our best to investigate the fraudulent activity.

It’s a nice place, the gorgeous design and graphics you’d expect from a movie studio, but the website nazis have been in and issue the usual anti-fan type warnings about posting links to your own websites. I hate this arrogant stance – they abuse and allienate their biggest fans (and customers!) with their intolerant and snarky ‘Intellectual Copyright Protection’ crud.  I once got the most miserable letter from a lawyer when I posted a photo of ‘Miffy’ on a website. I pointed out that this character was my daughter’s favourite, but that thenceforth and notwithstanding, I would be unwilling to buy any more of their ‘Miffy’ themed products.

We have been seeing a lot of members advertising their own websites on the boards. This is not allowed as per our Community Guidelines and the Terms of Usage of the Harry Potter Message Boards. The only place you are allowed to post links to other Harry Potter related sites is on the Web Masters board. If you have a link to your site in your profile you also need to remove the link.

…. if you call yourself any name of any character in the Harry Potter series or allude to any character in the Harry Potter franchise or even mention the name ‘Harry’ and/or ‘Potter’, you will be banned for life and a WB representative will turn up at your house and publicly burn all and any books, posters, videos, video games, Lego, action figures, bedside lamps, keyrings, cellphone covers, candy and/or sleepware (including sheets and all other bedding) that is under the ownership of Voldemort Warner Brothers.

Hang Seng Bank Shares the Wealth!

My new friend, Patrick – I Love this guy – he contacts me out of the blue – he’s a high-up in the Hang Seng Bank and yet he find me, despite my never (to my knowledge) having given anyone the slightest idea that I am interested in helping move large amounts of money about – well, what a lucky guess!

While I am ‘a bit apprehensive’, because, after all, I don’t know the guy – he says it will be ‘legally done’ so  what the heck, let’s ROCK$$$!

But on the other hand, he does seem to be taking a risk – ‘I am putting my career and the life of my family at stake’ – not sure quite what that means, if it’s all legal and totally fona bido as he says ….

Oh well, money is money – gimme mine Pat!

Hey, if anyone out there wants to get in on this, just send me $100 (to paypal@scamdex.com) and I’ll be more than happy to send him your name too – perhaps he has more money to ‘transfer’

patrickchankw53@yahoo.com.hk
Mr.Patrick K. W. Chan [patkwchan_53@yahoo.com]

From: Mr.Patrick K. W. Chan
(Executive Director  & Chief financial Officer) Hang Seng Bank Limited
83 Des Voeux Road, Central
Hong Kong SAR

FOR YOUR ATTENTION!

It is understandable that you might be a little bit apprehensive because you do not know me but I have a lucrative business proposal of mutual interest to share with you. I got your reference in my search for someone who suits my proposed business relationship.

I am Mr. Patrick K. W. Chan Executive Director & Chief financial Officer of Hang Seng Bank Ltd. I have an obscured business suggestion for you. I will need you to assist me in executing a business project from Hong Kong to your country. It involves the transfer of a large sum of money. Everything concerning this transaction shall be legally done without hitch. Please endeavour to observe utmost discretion in all matters concerning this issue.

Once the funds have been successfully transferred into your account, we shall share in the ratio to be agreed by both of us.

I will prefer you reach me on my private email address below (patrickchankw53@yahoo.com.hk) and finally after that I shall furnish you with more information’s about this operation.

Please if you are not interested delete this email and do not hunt me because I am putting my career and the life of my family at stake with this venture. Although nothing ventured is nothing gained.

Your earliest response to this letter will be appreciated.

Kind Regards,

Mr. Patrick Chan

Insurance Scam Job with tortured bizspeak free!

Here’s a cute one – of course it’s our old friend the ‘transaction processing clerk’ scam, gussied up a little to be an insurance invoicer/reimburser. What caught my eye was the amusing biz speak which looks like it’s been through the Dialectizer, a website that has been around for years, that will translate any text into your choice of ‘Swedish Chef’,  ‘Elmer Fudd’, ‘Hillbilly’ and many more.. [ad]

There used to be programs around that juggled a bunch of random ‘buzz words’ to generate idiotic phrases that just might have been used already in your last marketing tigerteam ‘feel the force’ bi-annual synergy meeting. I miss those, innocent days!

Anyway, for your reading pleasure, here’s another spam scam :

Vance Garland [coylh@internationalsos.com]
Julie Mathews. HR department. ID: 461562292291351385756 [HRManagerPIC39@gmail.com]

Dear Job Seeker,

Due to converge of our mutual interests within the boundaries of the employment process, we’d like to manifest provision of the newly opened entry, available for your immediate contemplation.

An expansion process, has inevitably triggered the underscored insurance company to form complementary positions within the market of operation. If you are ever in need of a nw insurance plan, then consider going to https://www.insurancequotes.com/ to pick out which plan is the best for your needs.

We’re providing a feasible opportunity to put your legal background to use in the insurance/accounting sphere. Undoubtedly, our ultimate aim is to bring the confort work environment, stimulating a reciprocal leap towards beneficial and justifying operating conditions.

Informational table is presented below, to briefly outline the opening.

* Benefits and privileges:

-Feasible career advancement opportunities.
-Extensive tutelage (probation period) for the first two months.
-Fixed payout, resulting in 2000 USD monthly.
-Outstanding reimbursement plan.

* Requirements:

– Accuracy and leadership in the assigned operations
– Interpersonal and communication skills.
– Swift decision-making.
– Honesty and law obedience.
– Proficient use of Microsoft Office.

* Primary responsibilities:

– Preparing invoices, compiling itemized charges and submitting bills concerning insurance reimbursement enquiries.
– Commencing insurance operations (reimbursement cases).
– Consolidating viable documentation, records and paperwork.
– This is not insurance sales position and you don’t need to sell insurance, this is Money Manager vacancy.

If you want to apply please send all your questions and contact information ONLY to e-mail:  HRManagerPIC39@gmail.com We’re looking forward to our further communication.

Julie Mathews. HR department.
ID:  461562292291351385756

US-CERT Re-Issues Warning about Shopping Online

This is a notice that you should send to your family and friends, (especially the ‘silver surfers’) and maybe even stick on the ‘fridge door and on the side of your monitor, just so you remember. Help make this a Scam-Free Christmas!

US-CERT Issues Warning about Cyber Shopping

Online shopping has become a popular way to purchase items without the hassles of traffic and crowds. However, the Internet has unique risks, so it is important to take steps to protect yourself when shopping online.

Why do online shoppers have to take special precautions?

The Internet offers a convenience that is not available from any other shopping outlet. From the comfort of your home, you can search for items from countless vendors, compare prices with a few simple mouse clicks, and make purchases without waiting in line. However, the Internet is also convenient for attackers, giving them multiple ways to access the personal and financial information of unsuspecting shoppers.  Attackers who are able to obtain this information may use it for their own financial gain, either by making purchases themselves or by selling the information to someone else.

How do attackers target online shoppers?

There are three common ways that attackers can take advantage of online shoppers:

  • Targeting vulnerable computers – If you do not take steps to protect your computer from viruses or other malicious code, an attacker may be able to gain access to your computer and all of the information on it. It is also important for vendors to protect their computers to prevent attackers from accessing customer databases.
  • Creating fraudulent sites and email messages – Unlike traditional shopping, where you know that a store is actually the store it claims to be, attackers can create malicious web sites that mimic legitimate ones or create email messages that appear to have been sent from a legitimate source. Charities may also be misrepresented in this way, especially after natural disasters or during holiday seasons. Attackers create these malicious sites and email messages to try to convince you to supply personal and financial information.
  • Intercepting insecure transactions – If a vendor does not use encryption, an attacker may be able to intercept your information as it is being transmitted.

How can you protect yourself?

  • Use and maintain anti-virus software, a firewall, and anti-spyware software – Protect yourself against viruses and Trojan horses that may steal or modify the data on your own computer and leave you vulnerable by using anti-virus software and a firewall (see Understanding Anti-Virus Software and Understanding Firewalls for more information). Make sure to keep your virus definitions up to date. Spyware or adware hidden in software programs may also give attackers access to your data, so use a legitimate anti-spyware program to scan your computer and remove any of these files.
  • Keep software, particularly your web browser, up to date – Install software patches so that attackers cannot take advantage of known problems or vulnerabilities. Many operating systems offer automatic updates. If this option is available, you should enable it.
  • Evaluate your software’s settings – The default settings of most software enable all available functionality. However, attackers may be able to take advantage of this functionality to access your computer. It is especially important to check the settings for software that connects to the Internet (browsers, email clients, etc.). Apply the highest level of security available that still gives you the functionality you need.
  • Do business with reputable vendors – Before providing any personal or financial information, make sure that you are interacting with a reputable, established vendor. Some attackers may try to trick you by creating malicious web sites that appear to be legitimate, so you should verify the legitimacy before supplying any information . Locate and note phone numbers and physical addresses of vendors in case there is a problem with your transaction or your bill.
  • Take advantage of security features – Passwords and other security features add layers of protection if used appropriately.
  • Be wary of emails requesting information – Attackers may attempt to gather information by sending emails requesting that you confirm purchase or account information . Legitimate businesses will not solicit this type of information through email.
  • Check privacy policies – Before providing personal or financial information, check the web site’s privacy policy. Make sure you understand how your information will be stored and used.
  • Make sure your information is being encrypted – Many sites use SSL, or secure sockets layer, to encrypt information. Indications that your information will be encrypted include a URL that begins with “https:” instead of “http:” and a lock icon in the bottom right corner of the window.
  • Use a credit card – Unlike debit cards, credit cards may have a limit on the monetary amount you will be responsible for paying if your information is stolen and used by someone else. You can
    further minimize damage by using a single credit card with a low credit line for all of your online purchases.
  • Check your statements – Keep a record of your purchases and copies of confirmation pages, and compare them to your bank statements. If there is a discrepancy, report it immediately.

This document can also be found at  on the US-CERT Website, HERE

$22M in UN Bribe Money to dispose of…… (immoral) suckers wanted

 

Return-path: <HarryJantaman@un.org>
Delivery-date: Tue, 23 Sep 2008 13:55:08 -0700
(envelope-from <HarryJantaman@un.org>)
id 1KiEua-0001DI-Em
Received: from smtp-out.orange.net (smtp59.orange.fr [80.12.242.30])
X-ME-UUID: 20080923205501279.4453E6C00180@mwinf5902.orange.net
Reply-To: <“harryj@e-mile.co.uk, jan_harry”@un-aaid.org>
From: “H. Jantamanta” <HarryJantaman@un.org>
Subject: [Bulk?]From Harry & Partners
Message-Id: <20080923205501.4453E6C00180@mwinf5902.orange.net>

From: Harry Jantamanta
3 Whitehall Court, London,
SW1A 2EL London
Private Mobile: 44 704 576 2068

My name is Harry Jantamanta, UN humanitarian abuse reporter here in UN Independent Station United Kingdom.  I got your contact through cross border business information centre situated here in London as an online investor.

On behalf of my partners, I seek your assistance to accommodate and invest for us the sum of USD22.6M. The money in question is sourced to us by a particular head of states as a gesture for appreciation of a good work rendered to their country, but In line with the moral principal of our services, we are not required to accept gift of any kind nor own more than 10,000 USD in our respective bank account, hence our plea to be represented by a trust worthy person to accommodate and invest the sum for us. 

Please note that this request is not a hoax.

We count on your ability to accommodate and invest the funds for us until we are able to process our resignation successfully. 

If you are interested please provide me with the following in return email:

YOUR NAME IN FULL
YOUR OFFICE OR RESIDENTIAL ADDRESS
TEL AND FAX NUMBER 

As soon as I hear from you, further details regarding the transaction will be unveiled to you.

I look forward for your urgent response.

Lawyers get Scammed Too!

It seems that even ‘those who should know better’ are fair game when it comes to the ubiquitous email scam – lawyers are being targeted for particularly high stakes, on-off counterfeit check scams, solicited via email. The California Bar Journal has provided a nice graphic to show how the scam works.

Progress of a Scam (California Bar Journal)

In a recent example, an unnamed and presumably embarrassed lawyer in California came within a gnats whisker of losing $200,000 when he wired $183,000 to a Hong Kong bank account after receiving a check that his bank

“I feel stupid now that I wire transferred the money before confirming that the check was good,” says the San Francisco attorney, who quickly transferred the client trust account funds because the client said he needed them urgently to pay off a supplier. “I’ve learned to be very careful when I’m contacted by e-mail by potential clients”.

What sets this apart from the simple check scams commonly seen is that the scammers used knowledge of the banking clearing system to their advantage, changing the routing numbers on the check to cause enough confusion for the scam to complete before it was found out. Banks will commonly ‘help out’ trusted lawyers, even advancing large sums of money before checks have had time to clear.  It seems to me some innovation needs to occur in the clearing process worldwide before this type of scam is combated.

Read more here

Fake Checks – ‘Backgrounder’

FAKE CHECK SCHEMES

American consumers are being defrauded by overseas scam artists. The latest complaints relate to counterfeit checks including cashier’s checks, checks that look like they’re drawn on business accounts, money orders, traveler’s checks and gift cheques.

A common theme exists in all of the scams: Just because a deposited check shows up as “funds available” in your account register, it doesn’t mean the check is good or has cleared. Federal law gives consumers the right to have quick access to the funds from deposited checks (usually within 1 to 5 days). However, it can take weeks for counterfeits to be discovered. The consumer is then responsible for ALL fees associated with the fake check. Also, no one who wants to GIVE you money should ask you TO SEND THEM money. For more information, visit fakechecks.org.

Soem fun videos showing how it works can be seen here: http://www.fakechecks.org/videos.html