Urgent Notification - Security Reminder

[FDIC Date: Sat, 09 Sep 2006 04:44:51 -0700]

Dear FDIC beneficiary,

The FDIC – short for the Federal Deposit Insurance Corporation – is an independent agency of the United States government. The FDIC protects you against the loss of your deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

All FDIC-insured banks must meet high standards for financial strength and stability. The FDIC, with other federal and state regulatory agencies, regularly reviews the operations of all insured banks to ensure these standards are met. LinkBank System is a protocol developed by the FDIC and the agencies stated above as a way to ensure the standards for Online Banking security are met. This protocol is using a small client utility, ProBank, which should be installed on any home and especially, business computer which is used to open Online Banking sessions. This utility only starts whenever an online session is opened with a Financial Institution insured by the FDIC, thus it will never interfere with any programs installed on your computer. Please help us combat fraud by installing, ProBank on any computer that is used to open an Online Banking session. The program should be downloaded from:

https://www.fdic.gov/consumers/security/ProBank-v1.0.exe

For maximum effectiveness of the fraud prevention departments, institutions should advertise and market the ProBank's existence to employees, suppliers, third-party service providers and customers. Suggested channels are bank newsletters, memoranda, written policy, and internal and external bank Web sites. Despite these safeguards, some insured banks fail. If your insured bank fails, FDIC insurance will cover your deposit accounts, dollar for dollar, including principal and any accrued interest, up to the insurance limit.

Thank you for your interest in a safer online banking environment. Please keep in mind that safe online banking involves making good choices – decisions that will help you avoid costly surprises or even scams.

It’s important to note that only deposits offered by FDIC-insured institutions are protected by the FDIC. Nondeposit investment and insurance products, such as mutual funds, stocks, annuities and life insurance policies that may be sold through Web sites or at the bank itself, are not FDIC-insured, are not guaranteed by the bank, and may lose value.